hello. Ts evaluate for me pls..

1. Annual Income: My salary just went up 2 months ago. Gaji bersih after minus socso etc is 4,211

2. Free Lifetime Annual Fee: dunno

3. Card required for: basically petrol, cash rebates, groceries, shopping

4. Existing credit cards if any: Nil.

5. Looking at CC from: Whichever

6. Others: -

7. Estimated spending: 2k maybe? Or less

Beeest credit card for my usage

thank you so much in advance

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Added on December 15, 2011, 4:00 pm
Oh n phone bills tooo

1. Annual Income: 30k to 36k per annum

2. Free Lifetime Annual Fee: Would love not to have it if possilbe

3. Card required for: Petrol, cash rebates, groceries, shopping, dining, movie

4. Existing credit cards if any: CIMB Master Card & Maybank Islamic Visa Card ( Plan to cancel the Maybank card as the benefit is really not that good)

5. Looking at CC from: UOB or HSBC

6. Others: -

7. Estimated spending: Less than RM500.

Sorry a bit noob, may i know what is BT? 

Citibank clear card and UOB one card, which one is better. XD

Haha... Yeah true, but may I know does the rebate deal with all petrol station? Cause the maybank islamic card only restricted to Petronas ( which i hate it ).

Balance transfer is it something like Installment? Does it restricted to only 6 months?

12months 1% BT has expired.
Now left only 6months 0% BT.