1. Annual Income: 100k above

2. Free Lifetime Annual Fee: A Must

3. Card required for: Once in a while very rare to use to shop in oversea & online hotel booking, purchase air tickets ... but most important which i hope can get cash rebates + lower interest installment plan

4. Existing credit cards if any: CIMB Mastercard Gold, Citibank Visa Platinum
5. Preferred Bank or Considering CC from banks: Nil
6. Others: Please be specific. Example: Rewards points will be good but not important
7. Fixed expenses per month with the card: Nil
8. Non-fixed expenses but recurring in RM: Once in a while ... maybe less then 5 times in a year i will swipe from 10k to 30k to purchase things

I wanna get rid of that Citibank visa ... fully paid off ... charge me annually 600 when the usage is like less then 10times annually ... gotta call to wave it off ...

Thank you for the reply
how mcuh the annual fee charges will be?
What is the min requirement to get it waived off?

I cant guanteree that I would have spend until 50k annually on that single card only
as my daily expenses are on my CIMB card

what is the other option that would be available?

TQ

the swiping will be done in Msia ... not oversea
ok, thank you very much for your info ... i will go for this