Sifu Gen-X, please optimise my cards!

1. Annual Income: >RM200k
2. Free Lifetime Annual Fee: A Must.
3. Card required for: Petrol, Cash Back, auto-billing (Astro, Digi for wife and I, Tenaga, prudential takaful premiums, sometimes company travelling overseas)
4. Existing credit cards if any: HSBC Amanah Platinum, Maybank Islamic Petronas Ikhwan .
5. Preferred Bank or Considering CC from banks: I have no loyalty to banks, but need Islamic CC. Also need supplementary card(s) for wifey.
6. Estimated Spending per month with the card: Usually about 2-3k. If travelling, sometimes can go up to 10k. Never carry-over any balance.

Thanks, but thinking of cutting up the HSBC Amanah Platinum in favour of the Maybank Islamix Amex Platinum... 5x TP on Petrol and 2x TP on other retail purchases. HSBC AManah only gives 0.5% cashback on retail (not sure if it includes petrol)

Bro Gen-X, thanks for the heads-up on CIMB. Will check it out.