Hi all sifus..... A freshie here just starting my first job. Been on the job for 2 months and now planning to get a card...... Help me evaluate what card I should get

1. Annual Income: 26,400 (official), with OT is around 29k

2. Annual Fee: Preferrably free

3. Card required for: Groceries/Bill payments etc. Mainly for the cashbacks and some credit for just-in-case emergencies

4. Existing credit cards if any: NIL

5. Preferred Bank or Considering CC from banks: Maybank/CIMB/Public, I have existing accounts with these, so I think easier if I get a card from them

6. Others: N/A

7. Estimated Spending per month with the card: Less than RM1K