1. Annual Income: RM24K to RM30K.

2. Free Lifetime Annual Fee: A Must.

3. Card required for: List all your needs. Petrol, Cash Back/Rebate Only, point redeem

4. Existing credit cards if any: HSBC gold master card(sup)

5. Preferred Bank or Considering CC from banks:

6. Others: Please be specific. Example:

7. Estimated Spending per month with the card: petrol 200 - 300, groceries >50, bill settlement..

New to all these.. Plz recommend..
Thks a lot..