Anual income: 48k-60k

Free lifetime annual fee: not a must but a bonus if got.

Card required for: petrol about 400-500 per month, Internet bills 150, insurance 200. Occasional food and beverage + shopping at malls. Mainly looking to get cash rebate, points are ok too.

Existing cc: none

Looking for cc/bank: nothing specific

Others: I do quite a bit of online shopping as well for console and pc games. So about 400 a month when games are coming out.

Thanks for the reply. I was looking at Citibank Platinum since my friend recommend it as well, what is your take on that card?