Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

views
     
GloryKnight
post May 20 2012, 06:32 PM

Regular
******
Senior Member
1,770 posts

Joined: Dec 2010
From: ~Where White Knights in Shining Armour Unite~
Hi TS, I've read through your blogs an others, please recommend a card for me, mr CC consultant tongue.gif

1. Annual Income: RM30K to RM36K (I've seen somewhere in LYN with people saying that certain banks even gave platinum/titanium cards for thoe who earn below 30k annually cool2.gif )

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol(Petronas only as dont like to mix petrol fuel), Cash Back/Rebate Only, Overseas Transactions, Utilities, Groceries.

4. Existing credit cards if any: Nil

5. Preferred Bank or Considering CC from banks: Sap Sap Suey

7. Estimated Spending per month with the card: Less than RM2k

This post has been edited by GloryKnight: May 20 2012, 07:01 PM
GloryKnight
post May 20 2012, 07:00 PM

Regular
******
Senior Member
1,770 posts

Joined: Dec 2010
From: ~Where White Knights in Shining Armour Unite~
QUOTE(fruitie @ May 20 2012, 06:45 PM)
Maybankard2Gold is the best choice for you. smile.gif
OCBC Ti requires a minimal of RM 3k per month, but their selection criteria is strict though.
I saw someone posted the other day that OCBC has a new card with easier criteria, not sure what's that.
I just got my OCBC Ti then only this new card is launched. smile.gif
*
Thanks for the recommendations fruitie, I could check out OCBC as well. UOB one card seems quite fine as well.

Btw, I forgot to mention that petrol (only with Petronas) as I don't like to mix petrol from other petrol stations.
GloryKnight
post May 21 2012, 09:52 AM

Regular
******
Senior Member
1,770 posts

Joined: Dec 2010
From: ~Where White Knights in Shining Armour Unite~
QUOTE(ckkean @ May 21 2012, 12:00 AM)
Maybank & OCBC have rejected my application even though i have annual income of RM 48k. The reason they give me is because i don't have any existing CC and loan commitment. Maybe if i apply for car loan can help me get CC.
*
wa?? why must like that de? Btw, if I have a housing loan, which they have not pay to the developer yet and havent requested for me to pay the installments yet, could it be okay as well?
GloryKnight
post May 22 2012, 10:55 PM

Regular
******
Senior Member
1,770 posts

Joined: Dec 2010
From: ~Where White Knights in Shining Armour Unite~
So its a good thing to get loans and others as credibility proof sleep.gif how bout insurance premiums paid on time? lol
GloryKnight
post Jul 4 2012, 03:49 PM

Regular
******
Senior Member
1,770 posts

Joined: Dec 2010
From: ~Where White Knights in Shining Armour Unite~
hi Gen_X

Maybank called me up and offered me their Maybank2 cards, I just accepted it. But I have not much for it as I pump with petronas and pay utilities bill.

Need to checkout whether does giant have cash back for my amex or not.
GloryKnight
post Jul 19 2012, 10:49 PM

Regular
******
Senior Member
1,770 posts

Joined: Dec 2010
From: ~Where White Knights in Shining Armour Unite~
if we want to pay digi bills online using CC, we need to apply for the online thing right? i asked mbb CS and they said process ard 1 month..wow==
GloryKnight
post Jul 20 2012, 09:23 AM

Regular
******
Senior Member
1,770 posts

Joined: Dec 2010
From: ~Where White Knights in Shining Armour Unite~
QUOTE(fly126 @ Jul 19 2012, 10:57 PM)
not 10 Working Days...??? rclxub.gif
*
Nope, that CS girl told me, it will take around 1 month to process the document for me. Inside my heart *okay....wtf, so long??*

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0218sec    0.39    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 09:09 PM