1. Annual Income: Rm26400

2. Free Lifetime Annual Fee: MUST

3. Card required for: Petrol, groceries, online shopping

4. Existing credit cards if any: None

5. Preferred Bank or Considering CC from banks: Considering UOB, Alliance and PB Esso. Can help me to justify these and some suggestions.

6. Others: Easy to make payment for utilities and bills, and also online shopping.

7. Estimated Spending per month with the card: RM1k +-


edited the annual income..

This post has been edited by Da_Shiang: May 3 2011, 11:33 PM

Thanks!

If for mainly for foods and etc, which other cc would be better? either cash back or reward.

Im considering Esso but it is mainly on petrol only and dont have much benefits besides petrol.

Well, considering that my annual income is just at entry level.