1. Annual Income: 30k Above
2. Free Lifetime Annual Fee: A Must
3. Card required for: online shopping, movie, grocery and etc
4. Existing credit cards if any: None
5. Preferred Bank or Considering CC from banks: Citibank or other else ?
6. Others: Thinking to get a Citibank clear card bcos of the benefit like movie or coffee bee. :$ Any other else suggestion for other bank ? And also OCBC Titanium is very attractive , but my salary is not above 36k.
7. Estimated Spending per month with the card: Would not spend it every month and not over 1k.

Thanks !