With $24,000 Income of a Year, You can Consider Citibank Clear Card, Since You already got UOB One (Cash-Rebate card)
Sorrylah... You Can't have Maybank CC coz need min. income of $30,000 p.a
Benefits from Citibank Clear Card (Reward Point based):*Friday 1-for-1 movie ticket (Normal class) at GSC, TGV and Cathay Cineplexes
*1-for-1 drinks at Coffee Bean & Tea Leaf
*Privileges at Zouk Club KL
*CITIBANK CLEAR CARD 3X REWARDS All Year Long Shop/Outlet in Malaysia:
1. Zouk Club Kuala Lumpur
2. Zouk café & Bar
3. G2000
4. Zara
5. Charles & Keith
6. Borders Bookstore
7. Alexis Bistro & Wine Bar
8. Sakae Sushi
9. Pedro
Please Refer to:
http://www.citibank.com.my/clear/?eOfferCode=MYCCLNCLC more on Citibank Clear card
Btw, the Banks Reject your Credit Card apps, maybe Your Income was too Low can't Support you to get another CC...

No Harm,You can try apply again maybe 6 months later or got your Salary Increament later...

Citi they need epf min deduction for 2k a month my deduction is below that cant get