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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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13aby
post Aug 29 2012, 05:08 PM

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1. Annual Income: RM24k PA

2. Free Lifetime Annual Fee: No

3. Card required for:Petrol,Rebate, Installment 0% . and ETC

4. Existing credit cards if any: Nil

5. Looking at CC from: Citibank / Hong Leong Bank / Maybank

6. Others: Can i use Offer letter to proof my income ? because i just started my job without pay slip even if yes my EPF dun have 6 months record .


13aby
post Aug 29 2012, 11:40 PM

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Hong leong mach good or not ? Any user for this card here?


Added on August 29, 2012, 11:56 pmGen x . My petrol a month is around rm500 to rm700. Bout shell gold Card from citi I check my requirement can get it ... Will try this card maybe

This post has been edited by 13aby: Aug 29 2012, 11:56 PM
13aby
post Feb 23 2013, 10:03 AM

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Annual income : rm24000
Free lifetime annual fees: if have better
Card required for : normal usage for credit card such as petrol , dining n etc
Existing card : uob one
Looking at cc from : any accept maybank and citi
Others: hlb and rhb rejected me , mayb my uob payment not nice ?
13aby
post Feb 24 2013, 09:49 PM

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QUOTE(fly126 @ Feb 23 2013, 10:20 PM)
With $24,000 Income of a Year, You can Consider Citibank Clear Card, Since You already got UOB One (Cash-Rebate card)
Sorrylah... You Can't have Maybank CC coz need min. income of $30,000 p.a sweat.gif

Benefits from Citibank Clear Card (Reward Point based):
*Friday 1-for-1 movie ticket (Normal class) at GSC, TGV and Cathay Cineplexes
*1-for-1 drinks at Coffee Bean & Tea Leaf
*Privileges at Zouk Club KL
*CITIBANK CLEAR CARD 3X REWARDS All Year Long Shop/Outlet in Malaysia:
1. Zouk Club Kuala Lumpur
2. Zouk café & Bar
3. G2000
4. Zara
5. Charles & Keith
6. Borders Bookstore
7. Alexis Bistro & Wine Bar
8. Sakae Sushi
9. Pedro
Please Refer to: http://www.citibank.com.my/clear/?eOfferCode=MYCCLNCLC  more on Citibank Clear card

Btw, the Banks Reject your Credit Card apps, maybe Your Income was too Low can't Support you to get another CC... hmm.gif
No Harm,You can try apply again maybe 6 months later or got your Salary Increament later... brows.gif
*
Citi they need epf min deduction for 2k a month my deduction is below that cant get
13aby
post Feb 27 2013, 12:37 AM

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QUOTE(fly126 @ Feb 24 2013, 11:57 PM)
OIC...Luckily the UOB give Card Approval to You smile.gif
Anyway, Try apply again when You got Salary Increasement later... biggrin.gif
*
Hmm ya cox uob they accept total salary ..citi want basic min 2k my total 2.3k also reject cox basic low
13aby
post Apr 12 2013, 07:14 PM

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1)annual income - rm30000(before deduction)

2)free lifetime annual fees - yes if have

3)card required for - spare card or second card ( use more on hotel and dinning)

4)exisiting card - uob one

5)looking at cc from - all accept uob

This post has been edited by 13aby: Apr 12 2013, 07:17 PM

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