Jul 29 2020, 06:20 PM
QUOTE(jkelol111 @ Jul 29 2020, 08:31 AM)
Thanks for the reply...thing is, the seapayments person (Priyanka) replied and they just said the payment was declined for some reason. Again, no call from bank, apparently RM 400 was only deducted for the warranty, even when on their order page, they requested for the entire amount (laptop + warranty)? I will call them later this morning then, might as well cancel it if they can't do anything about it and I can go to a physical store and get the laptop instead, then upgrade myself.
Just one more question though, since I used a debit, how will the refund for the warranty they charged work? If I understand they are just holds, and the money should come back within a few weeks? Or did Lenovo actually take the money and they have to refund me? I see a couple Lenovo Forums threads mentioning that for debit they actually take the money and not just a hold.
you better call the bank if you intend to cancel, to check if can claw back from it or not, please get some proof that the order is cancel for the bankJust one more question though, since I used a debit, how will the refund for the warranty they charged work? If I understand they are just holds, and the money should come back within a few weeks? Or did Lenovo actually take the money and they have to refund me? I see a couple Lenovo Forums threads mentioning that for debit they actually take the money and not just a hold.
I know it is a stupid advise to apply CC just to buy a laptop from Lenovo, but I think better try to see which CC has 0 annual fees and try to apply, Malaysian CC quite cheap to maintain, some only need to pay RM25 SST per year without any spending requirement
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