Hi all, I'm noob here.
Just want to ask. usually if you guys play property, when you say stretching, does it means maximize all your 1/3 income to pay for the property repayment or more?

Another question is I saw alot of properties with owners are cashing out their properties although they are still tenanted and quite profitable (about RM600 - RM800 rental). These apartments are sold RM180k - RM250k.

Hope all the sifu here can give some good advise here. Is it good to buy? Thanks.

kh8668, those condo you mentioned, is there a potential for further capital appreciation or just ROI? Those are also the place where I'm looking at.

If usually more then RM200k with current BLR, the ROI would usually be negative cash flow isn't it?