Ya maybe should invest one for my kids as well. Bcoz now you only stay one house, maybe you have few kids. Then better keep few houses. As a parent is very hard who to give if only one house.

REIT can be negative when the fund manager is lousy. Many REIT suffered. I did not follow REIT anymore.
Also REIT is not transparent in thier activities.  many things are out of control eg currency, fee , tax etc

however, u can manage your own shops effectively.

1· No point using limited life to chase unlimited money.
2· No point earning so much money you cannot live to spend it.
3· Money is not yours until you spend it.
4· When you are young, you use your health to chase your wealth; when you are old, you use your wealth to buy back your health. Difference is that, it is too late.
5· How happy a man is, is not how much he has but how little he needs.
6· No point working so hard to provide for the people you have no time to spend with.

Malaysian govt to consider limiting home purchases
Sep 13, 2011 - HomeGuru.com.my

The Malaysian government may impose a one-house-per-individual restriction, according to Datuk Seri Ismail Sabri Yaakob, Minister of Domestic Trade Cooperatives and Consumerism.

He said that any individual who wants to acquire a second home must sell his /her first house and that the government is studying the possibility of approving only 10 percent rental increases for houses once a contract expires.

“Since there is no rule to control the rental rate, some owners increase it by 100 percent,” Ismail Sabri said.

He said that a room in Kuala Lumpur has a rental cost ranging from RM300 to RM400 and added that only the affluent can afford to buy eight to 10 houses to be rented out to those who cannot afford to purchase their own homes.

“The owner would then increase the rental after the contract expires after two years,” said Ismail Sabri.

Hm... let me tell you a little bit more about gold if you are interested. Those who are not interested in gold and the incoming currency crisis, just ignore this lengthy writing

People (especially the central banks) are asking for physical gold delivery, the gold supply is limited, the physical market is actually driving the price in the long run.

Say If gold price were $1000 today, and 1 person with $10000 cash would like to buy gold and ask for physical delivery, but the manipulator (the mercantile exchanges in the west) had only $8000 worth of gold ready for delivery, they had to go out to the physical market and buy the remaining $2000 worth of gold, but nobody wanted to sell gold at $1000, so the manipulator had to offer more say $1200 to attract sellers, this mechanism is driving gold prices in the long run.
The main reason I got into gold, is not about making a handsome profit or greed (I'm pretty sure I'll make money at the end), it's about protection, our world currency system is collapsing.

The US government debt is unpayable due to their deficit spending and unfunded liabilities, it's pure mathematics, the only way to pay the interest (not to mention the principle that is not intended to be paid) is to print more funny paper dollar (QE etc), it has reached the end game. They are actually printing more money now behind the scene without announcing another QE.

Look at this US money supply chart,

http://www.chartingstocks.net/2009/03/char...pply-1917-2009/

It has gone parabolic which means it's no turning back, the US money supply has increased more than 10 times in few decades, has anyone wondered why crude oil is now $100 per barrel compared to less than $10 10-20 years ago? Why did your parents buy a house for 40k few decades ago and you are paying 400k now? I'm not saying we don't have a housing bubble

The US dollar is the world reserve currency, the whole world currency system is based on the US dollar, the more they print the less value it becomes, and eventually it will lead us to tremendous inflation if not hyperinflation. I don't know when this fiat currency total collapse will happen, it may happen in 5 or 10 years, but I'm pretty sure it will happen, again it's just pure mathematics.

When hyperinflation happens, the only way to gain back confidence in the paper currency is to peg to gold/silver (we have done this for centuries). At the current money supply level, to back the US dollar with the gold they had, the gold price would have to be revalued to approx US$10000/oz, but they are still printing more, how high the gold price will go? It depends on when they will stop printing phony money.

The Chinese and Russian governments know this currency crisis is coming, so they are buying gold and ready to peg their currencies with gold when the US dollar collapses.
The bottom line is, if there was a choice during hyperinflation, would you rather hold paper/digital currency which can be created out of thin air and no intrinsic value except a piece of paper with human portrait on it? or to hold a gold bar that has intrinsic value and can't be created at will?

Who cares the short term price movement. It's about wealth protection. Don't wait until we see the headlines about dollar crisis on the newspaper (the west doesn't want us to hold gold, and remember who owns the media? the banking elite), at that time the gold price will be way higher than now. Basically the international bankers don't want us to hold gold, they want to steal our savings through inflation.

Will it become bubble? It will if the US dollar survives somehow. If they pegged their currency with gold, the gold price would stay up there forever.

You don't have to 'all in' gold, just put say 10-20% of your savings in gold. Again buy physical or gold investment account which is backed by physical gold.
The US empire is collapsing, they will become third world country. The worst case scenario, we will see revolution and civil war, and they will bring you to world war! I don't say this lightly, I do study history a bit...

Throughout history, no paper fiat currency could last more than few decades, this US dollar paper system has been around for 40 years, this time is different and it will survive? I don't think so.

Hope this will influence some people's view on paper currency.
One last important thing I want to tell you guys, the central banks in the west are PRIVATE COMPANIES! The central banks in the west are PRIVATELY OWNED BY INTERNATIONAL BANKERS not their government! Found it absurd? 

So the issuance of the US dollar and Euro is controlled by BANKERS! IMF & WORLD BANK are privately controlled by the international bankers too! This is the world we are living in, the international bankers own the whole world!

Want to know who are the international bankers? Go google 'Rothschild' and 'Rockefeller' - the trillionaires of the world! So what about the billionaires Bill Gate and Warren Buffet? Those are the richest men that the media wants us to know...

Why did we have so many wars? Because wars are the most profitable business in the world, the international bankers engineered world war 1 & 2, Vietnam war, Iragi and Afghan wars, and they lend money to both sides...

As I said before, all financial bubbles and bursts in modern history - including the GFC/housing bubble in 08, Asian Crisis in 97, Dot Com bubble in 2000/01, the great depression in late 20s/30s etc were all engineered! Who did these? The international bankers! So you all now have a clue what kind of 'game' we are playing now?

Hm. A bit off topic. Anyway, enjoy reading.

Everyone is just guessing, but the one that holding may not have good sleep these days. The greatest kl project is on going and awarded. So are we going to face crisis soon?Government boosting the economy with mega projects, developer growing with new mega project launching. I saw these projects @ Ecocity, kelana jaya, opposite western digital(mah sing), IRDA, ROL, do we have sufficient fund to loan these projects???

沈聯濤：金融體系比GDP高4倍‧全球或引發大風暴

http://biz.sinchew-i.com/node/52170

沈聯濤演講要點

●先進市場的經濟成長因去槓桿化因素趨向緩慢。新興市場將難以從中脫鉤發展。

●短期歐元區將最為動盪，預計對歐元帶來壓力。

●並不預期美元將呈單一走向。

●亞洲貨幣兌美元/歐元將持續升值。

●企業仍較其他領域更為健康。投資價值。現金依舊為王。

●千萬別投資任何你不熟悉的東西。

●投資好研究、好基礎和好現金流。

●時間是關鍵--危機往往提供投資機會。唯有能帶來正面現金回酬的產業，才能算是好的產業。

●千萬別以為黃金將永遠漲勢不墜。