In My opinion Govt debt is not that much leah,  got rm 500b meah?

I think bnm moved is very good.  should done this early.

Ya, set up rule limit people can buy 2 a good one.
Malaysia  actually got good rule just very very weak on implementing regulation. ( example on pendatanfg simply menjaja di kaki lima, still happening every corner,  officer,  tidur ke atau tidak apa mindset? or have "benefits").

I believe setup 2 units property rule very  susah to implement

30% is on the 3 rd home right ? not 20% leah.

The 30% impact is big, buy people go corner la. how? set up company ma, or used their relative name or..... developer also one thing. substitute to commercial property.

The overall short term property market seem on the " fear go down/ fear economy slower".

If this fear power become greater. property slowly go down seem a welcome sign for most people.

just small accountant opinion only, no hard feeling pls

Educate the governance to clear off their debt first la. RM500b. What you owe the bank is just that small little puny money compared to how our government mismanage our funds. They did the wrong thing from the very beginning, what's the point of limiting middle class and lower class earner CREDIT capability? you think your credit and my credit capability combine actually play that much impact to the property market?

They target the wrong group of ppl from the very beginning. The group of ppl which they should target are those who are buying homes like vegetables. Setup a rule, each person can only have 2 HOME! that would stop the buying. If they do not do the right thing and continue practising the wrong thing. it's sad to say we will never move. 20% DP for 3rd home? Ppl are buying home without going through banks.