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Credit Cards UOB Credit Cards, Revamp One Card - It's A Pure Cash Back

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xixo_12
post Mar 1 2012, 09:07 PM

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QUOTE(David83 @ Mar 1 2012, 09:04 PM)
As long as your card is not blocked or suspended, you can still use the card provided you have sufficient credit limit after deducting the RM 600 withheld amount.
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right now, petrol can't use..
other, i dunno sweat.gif
xixo_12
post Mar 1 2012, 09:20 PM

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QUOTE(David83 @ Mar 1 2012, 09:09 PM)
Better call CS to confirm if your card is being blocked or suspended. If so, ask them to unblock it.
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card still ok, but transaction limit per day .. 3x only .. so wait tomorrow only
can't use card to get cash back.. lol .. even u'r not fill up, once the transaction approved, same only la..
xixo_12
post Mar 2 2012, 12:22 PM

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QUOTE(Jet23sky @ Mar 2 2012, 12:21 PM)
Hi, I just applied UOB one card through online. It mentioned I need to prepare some documentations and send to KL HQ. I'm wondering which statement from the following below is the easiest way to get? THanks.

1) Latest EPF statement
2) Latest tax return with IRD receipt or
3) Personal Banking statement (show salary credited)
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1 or 3, if you have online, then print it out
xixo_12
post Mar 2 2012, 08:02 PM

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QUOTE(Jet23sky @ Mar 2 2012, 12:26 PM)
But the Online Personal Banking Statement is just showing this month statement. Is it sufficient? I have checked the EPF... It needs the activation code which required me to personally go there and get it.

Just called UOB ... they said required 3 months salary slip and 3 months balance statement. Later i will get it from my bank. tongue.gif
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online personal banking mostly got 3 month kept in system sweat.gif
it's sooo yesteryear if you don't have access through online, go make it, and save a few trouble after

QUOTE(NewGUY @ Mar 2 2012, 01:25 PM)
apply online, is best send them PDF if not they will say scan not clear and crap.....

1) EPF now can print to PDF
2) bank statement also can....
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that's the power of online method, i save in pdf, and send through email.

QUOTE(Jet23sky @ Mar 2 2012, 05:47 PM)
Later i will go Kiosk system to get the statement. doh.gif
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doh.gif such a waste time.. better u follow their guideline, and make one.

QUOTE(Titan_Gunners @ Mar 2 2012, 06:17 PM)
By visiting the kiosk, pls get the pin for online EPF login.
Then, can login through web liao, don need go kiosk anymore. tongue.gif
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agree!
xixo_12
post Mar 17 2012, 10:27 PM

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today can't login their system online?
xixo_12
post Mar 18 2012, 12:21 PM

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Done

This post has been edited by xixo_12: Mar 18 2012, 12:39 PM
xixo_12
post Apr 1 2012, 04:12 PM

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can i convert the amount that I will swipe into installment plan?
xixo_12
post Apr 22 2012, 11:43 PM

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QUOTE(ScOttY_PanG @ Apr 22 2012, 11:35 PM)
any1 did apply the 0% instalment for item >RM1000??
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lately i apply for 2% , 6 month installment.. never heard they had 0%
xixo_12
post May 16 2012, 07:09 AM

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Dear all,

I convert one of my retail purchase for installment plan 6 months with 2%.
But I do realize some finance charges RM0.45 (ya, the amount is small..lol). I just wonder about that. Where it is come from?

» Click to show Spoiler - click again to hide... «

xixo_12
post Oct 5 2012, 06:07 PM

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Im going to end my uob cc this mth..pay the outstanding to any uob branch should be ok rite?

Becausr pay using cdm will make you pay more abit because some notes cant use
xixo_12
post Jan 10 2013, 09:25 PM

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I made epp previously for amount 3k+ .. paid within 6mths..

Upfront charge 2% and the rest follow normal schedule.. thats only.. no 0% unless they really offer to u
xixo_12
post Jan 14 2013, 06:53 AM

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QUOTE(sj0217 @ Jan 10 2013, 09:41 PM)
within 6 months to be pay off?? why not plan for 12 months to be pay off since the extra charge will be in place. May I ask upfront charge will be higher if make for 12 months installment??
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they sure have 12 month pay off. depend on individual, if i can pay full in 6 mth, for what im dragging so long.. right?
upfront charge about dragging longer, im not quite sure.. supposely to be same, but u will expose to the risk of longer and exhausted duration..lol.. and of course it will come with interest.

one thing about epp, dont let bank taking advantages towards you in term of interest if you can't pay in time.
xixo_12
post Feb 3 2013, 10:45 AM

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QUOTE(katejing @ Feb 3 2013, 12:14 AM)
if i just swap a transaction about RM2000, can i change to monthly instalment by calling to the service centre?
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Yes u can.. plus 2% initial charge.. if u want prefer longer repayment.. then choose whatever suitable for u
xixo_12
post Feb 3 2013, 05:44 PM

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QUOTE(katejing @ Feb 3 2013, 10:50 AM)
thx thx..must got 2% initial charge, as admin fee or interest?
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more toward admin fee only.. only 2% but in the end u will get benefit to pay installment.
xixo_12
post Feb 3 2013, 09:40 PM

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QUOTE(katejing @ Feb 3 2013, 09:30 PM)
benefit? how to say it? gt like how many hours after transaction must call?
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instead u pay 2000 in one shot.. 2% from 2k = rm40

total RM2040 / 6mth (example) = Rm340/mthly

so let say u have balance every month that can generate another dividen, then u can most likely rolling your money easy.

last time i made rm3xxx transaction and made it installment. I have bit freedom to save up, and in the end i still untung on my side.

b4 statement is out, better u call
xixo_12
post Apr 3 2013, 04:28 PM

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RM0.00 UOB Cards: Up your credit limit fr RM5,000 to RM9,000. Each RM50 spend=10 chances to win SamsungS4. SMS UOBPLA YES 16DigitCardNo to 33310. T&C apply
A message that i get pertaining toward this

QUOTE(ronnie @ Apr 3 2013, 02:11 PM)
UOB Samsung Galaxy S4 Giveaway - Weekly Lucky Winner

user posted image
T&C: http://www1.uob.com.my/assets/pdf/tnc/Sams...alaxyS4_tnc.pdf
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xixo_12
post May 16 2013, 07:16 PM

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Uob personally call and ask if i like to increase credit limit..since no charge..haha why not..just take it to rm9k
xixo_12
post Jul 24 2013, 09:22 PM

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QUOTE(jwwc @ Jul 24 2013, 03:36 PM)
Yes you can, just call CS to tell them you want to convert your payment to instalment. They will charge 2%-4%, I dont remember. You can call them to check on the charges.
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2% for 6mth.. 3% iinm plus finance charge...
xixo_12
post Jul 30 2013, 12:30 PM

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QUOTE(Sifha238 @ Jul 25 2013, 09:52 PM)
My UOB One Card limit only 4k, any chance to increase the limit ?
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As stated above...or uob will offer yourself to increase it.. Just like me...they offer another additional 4k increasing just with their call confirmation
xixo_12
post Aug 29 2013, 10:43 AM

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Im dont know where to post this, so i ask here ok..
Im planning to terminate one of my cc..either uob one classic or mbb2card..

Which do you suggest? Since im hardly use them anymore

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