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 Maybankard 2 Gold and Platinum Cards V2, AMEX with Visa or MasterCard

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charymsylyn
post Aug 27 2011, 12:35 AM

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QUOTE(skincladalien @ Aug 26 2011, 11:51 PM)
so what item are worth to exchange with tp?
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https://www.maybankard.net.my/index.php

MBB has one of the best exchange rate for shopping vouchers. You can usually what you want cheaper than relying on the catalog.
charymsylyn
post Aug 31 2011, 10:22 PM

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QUOTE(hye @ Aug 31 2011, 07:27 PM)
Use any forex website or Wawasan to look for GBP forex on the 28th Aug.
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To be more accurate, charges is based on the forex rate on the posting date and not transaction date. Note that the rate used is up to the immediate second and varies slightly between Visa/MC/Amex. This explains why foreign transactions posted on the same day usually have different forex rates.
charymsylyn
post Sep 1 2011, 12:26 AM

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QUOTE(MilesAndMore @ Aug 31 2011, 11:36 PM)
From what i understand is that it is the other way around. Forex rate is be based on the transaction date and not posting date.
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If you still receive paper statements, check the back regarding foreign transactions. At least for the most recent MBB statement I have, it is mentioned the exchange rate is based on when the transaction is received and/or processed. Due to transaction lag, this will typically not be the transaction date.
charymsylyn
post Sep 5 2011, 09:27 PM

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QUOTE(David83 @ Sep 5 2011, 08:19 AM)
Get a call from Maybank (03 27725000) to verify my CC transactions. I asked why such got such activity and the officer said it's a random checking.

Does anybody receive similar calls?
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Such calls are normal. Note that for genuine calls, they will only ask if you have made transaction for X amount to Y merchant. They should not ask more than this. Do not answer anything more than yes or no. If you did not make the transaction, say no, hang up and call your card issuer immediately.
charymsylyn
post Sep 7 2011, 10:46 PM

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QUOTE(David83 @ Sep 7 2011, 09:53 PM)
I doubt that. MBB is not as flexible as Citibank.
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MBB can do temporary limit increase for e.g. emergencies and overseas trip just by calling CS. Done this before. They will say the usual disclaimer subject to approval 2-3 days but in my experience it only took 1 day. Just don't expect a lot extra.
charymsylyn
post Sep 7 2011, 11:57 PM

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QUOTE(CyrusChang @ Sep 7 2011, 11:53 PM)
Top up Paypal without purchase anything...got 5% rebate on weekend?

*Later withdraw back to Saving account :D
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CC cannot be used to fund Paypal, only pay or transfer to someone else (fees are very high for both).
charymsylyn
post Sep 10 2011, 01:42 AM

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QUOTE(cute_boboi @ Sep 8 2011, 02:36 PM)
How much extra in % or RM amount ?  hmm.gif
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I asked for RM1k, got RM1k extra for a month. At that time my CL was RM5k.

Added on September 10, 2011, 1:49 am
QUOTE(zenquix @ Sep 9 2011, 10:41 AM)
If your statement date is 26th, you can pay RM1000 on 27th with no interest and worries.
If your statement due date is 26th, then u need to worry. Paying at 27th you will get charged late penalty + interest for all balance and transactions since statement date (which in this case will be around 6th)
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Small correction: As long as valid payment is received 3 days after due date, late payment fee will not be charged, only interest.

This post has been edited by charymsylyn: Sep 10 2011, 01:49 AM
charymsylyn
post Sep 10 2011, 08:18 PM

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QUOTE(ccmd @ Sep 10 2011, 06:44 PM)
I have a question regarding using Maybank 2 Amex card for the Amex Express Pay (auto billing) function. As we all know, transactions with Amex get 5x points.

Maybank website also said that if you sign up for auto billing, you'll get 2x points. Is this applicable to M2 Amex as well since I already get 5x points?

E.g. say my bill is RM100
5x points = 500 points
2x points = 200 points

Do I get just 500? 700? or 600 (4x extra from M2 and 1x extra for auto billing)? Anyone knows?
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M2 Amex cards get the usual 5x TP, nothing extra.
charymsylyn
post Sep 13 2011, 10:11 PM

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QUOTE(weihong @ Sep 13 2011, 09:50 PM)
Posting = 12-Sep-2011
Transaction date = 11-Sep-2011
ASTONS SPECIALITIES SINGAPORE  SG S$19.30  RM49.07
Convertion SGD1 to RM2.5425  rclxub.gif
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This indicates a transaction fee of 3% which is normal for Amex. The 5% rebate + 5x TP should more than cover this.
charymsylyn
post Sep 16 2011, 10:50 PM

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QUOTE(MilesAndMore @ Sep 16 2011, 09:53 PM)
If i'm not mistaken, Amazon process credit card offline just like DELL Malaysia which explains why they do not process your card on the weekend.
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This is correct. Amazon is not a good site for purposes of getting the Amex rebate. They will do a temporary charge for some amount to check if the card is valid. Only if this goes through, do they charge the full amount and this is what you see in your CC statement.
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