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Credit Cards Standard Chartered Bank Credit Cards V1, Let's talk about SCB's credit card here

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TSronnie
post Jun 7 2011, 07:43 AM

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QUOTE(andrekua @ Jun 6 2011, 07:52 PM)
Double confirm abit...

25% off is on selected merchant or ALL DINING?
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All Dining outlets...
TSronnie
post Jun 7 2011, 07:45 AM

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QUOTE(alexwsk @ Jun 6 2011, 09:07 PM)
AF or GST?
AF shud be quite easy, just call up
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GST will be waived with 11000 ChoicePoints creditted to your account ;-)
11,000 ChoicePoints = RM50 + 1000 ChoicePoints
TSronnie
post Jun 7 2011, 01:01 PM

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QUOTE(tanch78 @ Jun 7 2011, 12:12 PM)
Ths is for new card applicant or existing card holder???  thumbup.gif
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All cardmembers if you decide to cancel because of the GST.
TSronnie
post Jun 7 2011, 04:16 PM

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Just updated my email to SCB Customer Service... and no more paper statement.
TSronnie
post Jun 9 2011, 03:43 PM

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QUOTE(yflai1 @ Jun 9 2011, 02:29 PM)
I went to SCB's branch and cancelled it. Hmm...I guess Citibank would rather lose customers than paying for the RM50. They really believe in the benefits they are providing to cardholders are attractive enough. How often do u use the card?
I did not swipe it for the last one year and I had every intention to cancel it. What am I gonna do with the extra 1K points? Use the card and collect up to 10K just to exchange for some measly voucher? I'd rather use other cards that give u instantly more - like cash rebates. tongue.gif
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You can change 5000 ChoicePoints for RM25 cash back to your CC... that's a 0.5% rebate (based on RM1=1 ChoicePoint)
TSronnie
post Jun 10 2011, 07:34 AM

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QUOTE(yflai1 @ Jun 9 2011, 04:35 PM)
Yeah...I saw that in their before last time as well...but still, I will need to use another 4K before I get another 4K points. See, the "evil" they make u do.
Better I spend this 4K with 5% / 7.5% rebate? Even though I know now they're offering the 25% dining cash back for these two months but, my
monthly food bill does not reach their minimum amount.

On a side note, for F&B industry, usually these are the 2 slowest months in the year if I'm not mistaken. Anyone from F&B industry, correct me if I'm wrong. Thanks.
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I have reach >50% of the maximum payout liao...
Did it I overspend ? Not really as I still have to eat lunch & dinner. When will mamak start accepting CC ?

Why are June & July the slowest month ? It's Mega Shopathon Sale month !!!
TSronnie
post Jun 10 2011, 07:45 AM

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QUOTE(muscaa @ Jun 9 2011, 06:44 PM)
I used SCB credit card a lot over the last one year, but I will call SCB to tell them i wanna cancel the card as I'm not very keen to pay the RM50 service tax
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Smart move... rclxms.gif drool.gif
TSronnie
post Jun 10 2011, 11:02 AM

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QUOTE(gerrardling @ Jun 10 2011, 10:43 AM)
that is the one of the trick used by citibank shell card. maximum cashback u can get is rm150. that mean u are only allowed to spend up to max rm600 for dinner. BUT u need to spend another rm900 to make it rm1500 in one month and it doesnt giving u any cashback at all.

so it will be 150/1500 = 10% cashback. The extra rm900 which doesnt entitle for cashback that u spent drag down the cashback value
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The statement is not enitrely true. SCB Choice Points received will be 900 ChoicePoints, which is equivalent to 0.5% cash back (5000 ChoicePoints = RM25)

CC was create to let you spend more than you can afford whistling.gif whistling.gif whistling.gif
TSronnie
post Jun 13 2011, 09:04 AM

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If you see any of the SCB aquarium promoting the 25% Cash-Back on Dining in Shopping Malls (i.e. 1 Utama), feel free to "chat" with the "fish" (behind the aquarium).

TSronnie
post Jun 13 2011, 01:28 PM

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QUOTE(alexwsk @ Jun 13 2011, 01:23 PM)
i dun wan fish, i wan mermaid, got ar? laugh.gif
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Mermaid go watch POTC:OST
TSronnie
post Jun 14 2011, 07:39 AM

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QUOTE(tanch78 @ Jun 13 2011, 11:24 PM)
Thanks for these info mate. I never know we can convert 5k choice points to RM25 cash!  rclxms.gif

I better convert my 70k points first before asking for card cancellation. Wish me luck that the customer service will offer to waive my GST!!!!  rolleyes.gif
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For sure they will waive the GST... 70k ChoicePoints = RM350 Cash-back drool.gif drool.gif drool.gif
TSronnie
post Jun 16 2011, 08:39 AM

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QUOTE(MGM @ Jun 16 2011, 08:34 AM)
If spend RM1500 on one dinner bill can get the max rebate of rm150?
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Yes... The cash-back dining rebate will be given to you in 29 August 2011 (as per T&C)

This post has been edited by ronnie: Jun 16 2011, 08:40 AM
TSronnie
post Jun 23 2011, 11:02 AM

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QUOTE(ckuanglim @ Jun 22 2011, 06:23 PM)
I have a question on the 25% Cash-Back on Dining. We need a minimum of expand of RM1500 in a calendar month to get the cash-back, right?! If I do the sms register for this promotion on 18 June 2011, do the transaction before the sms registration will be consider for the RM1500 as well?
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As long as you SMS within that month, all transactions for that month is counted.. Ensure you get the Registration successful SMS.
Refer to no. (5) of the T&C : http://www.standardchartered.com.my/person...back25/tnc.html

I have completed my RM600 dining spend ... now just wait for the RM150 to be creditted on 29 August 2011.

This post has been edited by ronnie: Jun 23 2011, 11:04 AM
TSronnie
post Jun 23 2011, 11:40 AM

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Latest Retention idea from SCB's Price Solution Dept : RM100 cash if you decide to cancel their SCB Credit Card

2 friends has confirmed that's what the CS (from Price Solution not SCB CS) said.

This post has been edited by ronnie: Jun 23 2011, 12:59 PM
TSronnie
post Jun 23 2011, 12:58 PM

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2 friends of mine wants to cancel their SCB and the agent promised a RM100 into their CC account.
TSronnie
post Jun 23 2011, 01:15 PM

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QUOTE(ckuanglim @ Jun 23 2011, 01:04 PM)
To cancel the card, they call the agent or the customer service? The agent or the customer service promised the RM100?
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First, you call the SCB CS line to tell your intention to cancel.
The CS will either give you 11,000 ChoicePoints to offset RM50 GST... don't agree and proceed to cancel.
The next day, agent from Price Solution will call you and try to retain you with the RM100 cash credit.

The above is what my friend encountered. Your experience could differ.
TSronnie
post Jun 25 2011, 11:39 AM

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QUOTE(muscaa @ Jun 24 2011, 05:15 PM)
Called SCB yesterday to cancel the business platinum visa. They said they will proceed with the cancellation and the next day they offered me a credit of RM100 but with T&C to use it for another 6mth. Good offer
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Another sneaky way to get FREE RM100 from SCB... rclxms.gif rclxms.gif rclxms.gif
TSronnie
post Jun 25 2011, 11:41 AM

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QUOTE(Human Nature @ Jun 25 2011, 11:32 AM)
Abit confuse here. I have succesfully registered on the 1st period (middle June) and I just swiped RM2500 for a non-dining item. So I will be receiving the 25% cashback for all my dinings during the [u]1st and 2nd period as well, i.e. 1 June 2011 - 31 July 2011?

If that is the case, what is the meaning of the following?
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You only get 25% cash-back on ALL DINING on the first period (1-30 June 2011) only.

But you get to participate in both periods (1-30 June and 1-31 July) with 1 SMS only.
TSronnie
post Jun 26 2011, 09:12 AM

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QUOTE(simplesmile @ Jun 25 2011, 07:01 PM)
That's what I am scared of. Maybe I'll just ask nicely for a rebate instead of asking for cancelation.
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Rebate sure give you 11,000 ChoicePoints... Cancel only to get RM100 icon_rolleyes.gif rolleyes.gif
Perform at your own risk.
TSronnie
post Jun 26 2011, 11:58 AM

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QUOTE(winner @ Jun 26 2011, 11:40 AM)
Last month when I cancelled SCB Preferred WMC, SCB did not offer me this RM100 incentive. Instead, SCB gave me free 11,000 points automatically to my SCB JustOne Titanium MC.
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Maybe the retention cash RM100 starts in June ...

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