QUOTE(kenjen @ Aug 5 2011, 11:37 AM)
When I applied my loan with PBB, they could only provide the facility for my unit - carpark exlcuded. Refer below for the breakdown as an example.
Purchase Price: RM356,000 (inclusive of 2 car park lots worth RM15,000 each)
Unit Price: RM 326,000 (after minusing 2 car park lots worth RM30,000)
2x Car Park Lots: RM30,000
PBB Offer: RM293,400 (90% of my Unit Price), the 2 car park lots not covered due to separate SPA for unit and parking lots.
PBB suggestion: Take up personal loan to cover the RM30,000 parking lots, or use cash to buy it off.
UOB Offer: RM320,400 (90% of my Purchase Price).
I took UOB offer but the banker didn't indicate any separate docs. Even my offer letter only show the sum, no breakdown of unit and parking lots but it has one statement states that the loan amount includes parking facilities if any. However, last week when I was at the site office one of the girls there said might got issues with my loan (due to no separate amounts for unit and parking lots) and would check with my banker.
Well, PBB offer me the loan included Car Park... I think is PBB agent problem... coz my fre oso got tat kind of problem when he try to apply loan from Alliance bank... so for those who wanna apply loan in future, please meet few agents for the bank tat you wish to apply loan..
My loan document oso just show the sum amount.. but I verified with my agent and she said it is fine as long as the system attach the loan to both SnP.
Added on August 6, 2011, 3:21 pmQUOTE(ha ha @ Aug 4 2011, 02:37 PM)
really?can give me the agent contact?
I applied my loan from Ipoh one....
This post has been edited by davionf: Aug 6 2011, 03:21 PM