HLB is famous for being kaim sap one lah, their risk tolerance is very low that's why they always check your info and everything like crazy. HLB is one of the hardest banks to get loan also. any reason why you picked HLB CC?

anyway, i applied mine online and i think those that do it online will be followed up by the sales people in HQ which was pretty efficient as everything was done in 1 day. required a couple of calls and faxes.

**MOD notes** Post partially edited due to less than desirable language. Please watch your language.

This post has been edited by hye: May 6 2011, 03:02 PM