there are some features like EON call for cash and EON balance merged in HLB already. So HLB CC able to use that features also ?

replying ur statement above.
I did paid thru CDM previously, many² times and end up the HLB CS calls me asking me when i want to pay my hse loan since their system shown i havent paid yet. Every 2 weeks the CS would call me asking me when to pay when i had already paid. This happen for 3 / 4 months then i got fedup to pay thru CDM & paid at counter. The best part, the issue still occurs but not sever as the CDM issue so i prefer to use counter pay rather than the CDM even if i have to queue up for so long....

The last call i receive from HLB CS was last Friday. Cant remember the name, when i asked, the dude hangup on me. Want to complain also dunno the name. The fella said to me "Pandai pinjam, mesti pandai bayar balik. Takmau bayar, jangan pinjam lah", then i still talk nicely to him and want to pass him my reference no of the CDM pay but the fella said "no point give us, our record shown u not pay, maybe you pay tesco / carrefour and u mistake is hse loan receipt". Since i got screwed by the dude several times i then asked the name of the dumb dude then he hang-up just like tat.