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 Hong Leong Bank - WORST service, VERY BAD experience @ Hong Leong Bank CC

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mletee
post May 6 2011, 12:00 AM

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QUOTE(mikecmy @ May 5 2011, 10:31 PM)
i don't find any problem applying HLB.
Maybe it's just because u walked in, that's why they don't care much bout your application.
Applied my card in a roadshow and the sales girl followed up every week on the card and even when it's approved she gave me a call.
What i can say maybe it's just different people different experience.
My colleague advised me not to apply at their branch as their staff won't "***" you.
But as for the sales team on roadshow, maybe wanna get sales so will follow up each and every application.
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ya..mayb juz the person that serving u..i also got same problem last time i apply for HSBC card..also said fax copy not clear..bla bla bla..
mletee
post May 6 2011, 06:40 PM

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QUOTE(davegan84 @ May 6 2011, 02:46 PM)
Bro,
we're sitting on the same BOAT... i had bad banking experience with HLB also... From that day onwards, I'd NEVER consider ANY HLB products.
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i got bad experience on HLB insurance also..service really sucks..
mletee
post May 6 2011, 09:36 PM

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QUOTE(beyond86 @ May 6 2011, 07:35 PM)
i got HLB card, no have any problems
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Mayb u lucky :S
mletee
post May 7 2011, 09:23 AM

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QUOTE(whitemouse1314 @ May 7 2011, 05:38 AM)
HUh? i thought hong leong "essential" card unavailable for registration already ??

This is what i heard from hong leong staff during the roadshow at KLCC pc fair as Hong leong are promoting their "Fortune" card thats why they close the registraion for essential card  ~
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yakah..mayb like that he only get others card instead of getting hl essential card..
mletee
post May 8 2011, 12:20 PM

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QUOTE(ken_ng @ May 7 2011, 12:57 PM)
oh, Essential card is unavailable dy? when i apply, the staff didn't tell me at all.

besides, the reason y i choose Essentaial card over Fortune card is because:

Essential card - 1% unlimited cash back. According to HLB website, it said "And there's no cap on how much you can get. The more you spend, the more cash back you get."  extracted from (http://www.hlb.com.my/pfs/cc/ccessential1.jsp?flag=ccessential)

Fortune card - 1% Real Cash Earnings on your purchases* (http://www.hlb.com.my/pfs/cc/ccfortune_f.jsp?flag=ccfortune)  I noticed that there is an extra symbol * there so i try to find out what are the HIDDEN terms & conditions. According to a blog, it said "in order to earn the 1% cash back one has to spend minimum RM1K/month with the card". In addition, "cash back is capped at RM50/month". extracted from (http://creditcardsmalaysia.blogspot.com/search/label/Cash%20Rebate)

So i have decided to go for the Essential card. The CS said they will investigate and call me on Monday. So i'll wait and see.
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icic..juz go for others bank lo..for sure got more benefit then this 2 cards..
mletee
post May 10 2011, 08:48 PM

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QUOTE(ken_ng @ May 10 2011, 04:49 PM)
bro, thanks for suggestion. but minimum income for OCBC titanium is 36k per annum. I'm only 33k per annum so i'm not able to meet the requirement.
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juz a small gap edi wat..u can go and try to apply..including ur bonus also
mletee
post May 12 2011, 09:09 PM

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QUOTE(erry- @ May 11 2011, 02:23 AM)
TS already mentioned earlier that his salary is around rm30k/year notworthy.gif

and he repeated it again there in latest reply ~


Added on May 11, 2011, 2:31 amand OCBC is very hard to get sweat.gif
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OCBC hard to get? how u define the hard?
mletee
post May 14 2011, 08:34 AM

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QUOTE(erry- @ May 13 2011, 12:45 AM)
already post it in previous CC thread sweat.gif

there are few people in CC thread with clean record (no debt/loan) apply for OCBC and being rejected without any reason sad.gif
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icic..gonna have a try on this month i think tongue.gif

 

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