which CC do you hold with HLB ?

I get calls from banks almost every week offering Personal Loan and BT offers.

U mean Hong Leong? That RM50 cashback only for selective new approved CC application. I feel been cheated and that is why I cancelled my Hong Leong CC last month in May

Actually, some EON credit cards offer more benefits than what HLB credit cards can give.

U give them earn money, of course u get good service la....

wait till u got issue, then u confirm with us here tat u get good service.....    

Just received my 1% Cash Back from HLB Essential CC.
Spent RM2170.09 but receive RM22 Cash back (~1.014%)   

Also, received my Guaranteed RM50 (for GST waiver) when I applied during the promotion period.

If you wish to cancel the card, they will just waive the GST, since you never activate and use the card.

the CS cannot reverse the GST charge. but she can help you.
very simple, what she need to do is, let u sign a form since you already went to the branch.

for sure the bank can waive the GST, provided you never use the card & if you really do not want to keep that card.

(but however now many banks give rebate or other form of compensation for the GST)