Hi guys. Will need to make a payment of $USD 650 and trying to understand/estimate the actual charges in MYR that I will need to incur (can I get an quotation if i call the bank?). My objective is obviously trying to reduce the cost/exposure haha.

Did not have much time to read through the whole thread but understand that the charges by each bank/card stated on page 1.

Appreciate if anyone could provide some guidance. Currently have Citibank premiermiles card and planning to use that. Also understand that USD has gone up to MYR recently and should I wait for a while before I make my payment as I believe USD might depreciate soon then. Thanks