Received product info from OCBC telemarketer and checked with them. There are no foreign exchange markup fee for both 365 and Ti



This post has been edited by sidefulnes: Aug 5 2019, 07:14 PM

I asked the OCBC credit card employee that was handling my credit card application regarding this markup fee and she confirmed that this is applicable to OCBC TMC too.

MilesAndMore OCBC has increased to 1.25%, except for the cards listed.



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that's odd... quite contradictory to the TnC

Just sharing some of my latest transactions overseas

From Maybank PDS:
The exchange rate used for the conversion reflects a bundling of
(i) currency conversion components of 1.25% imposed by Visa International or Mastercard International (in the case of Visa
or Mastercard Credit Cards),
(ii) a currency conversion rate of 2.5% imposed by American Express International (in the case of American Express cards),
and (ii) 1% or other rate imposed by us from time to time.


Transaction No.1 (Morning)
08/01/23 Maybank Visa Signature
$26.46 SGD
Charged RM 95.16
Visa calculator at 0% fee: RM 93.06
Mark up over visa calculator: 2.26%

Transaction No. 2 (Noon)
08/01/23 Maybank Visa Signature
$10.80 SGD
Charged RM 38.83
Visa calculator at 0% fee: RM 37.98
Mark up over visa calculator: 2.23%

This post has been edited by sidefulnes: Feb 2 2024, 10:21 AM