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 Credit Card Foreign Exchange Rate

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shortleg88
post Jul 24 2011, 12:59 PM

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Maybankard2 Master
- transaction date : 20 July 2011
- posted date : 22 July 2011
- amount charged in foreign currency : SG$172.80
- amount billed in MYR : RM431.54
- final exchange rate : 2.497
- Wawasan rate : 2.472
- BNM rate : 2.4708
shortleg88
post Aug 15 2011, 08:44 AM

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QUOTE(ronnie @ Aug 14 2011, 10:26 PM)
Maybankard2 AMEX
Transaction date : 10 August 2011
Posted date : 11 August 2011
Amount charged in foreign currency : SGD22.36
Amount billed in MYR : RM57.27
Final exchange rate : SGD1 = RM2.5613

Transaction date : 11 August 2011
Posted date : 12 August 2011
Amount charged in foreign currency : SGD9.19
Amount billed in MYR : RM23.48
Final exchange rate : SGD1 = RM2.5550

Transaction date : 11 August 2011
Posted date : 12 August 2011
Amount charged in foreign currency : SGD9.08
Amount billed in MYR : RM23.17
Final exchange rate : SGD1 = RM2.5518
*
Mind to ask why the selection of AMEX on weekday as Maybankad2 Master should be lower exchange? 5x TP?
shortleg88
post Sep 14 2011, 09:17 AM

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QUOTE(weihong @ Sep 13 2011, 09:50 PM)
Posting = 12-Sep-2011
Transaction date = 11-Sep-2011
ASTONS SPECIALITIES SINGAPORE  SG S$19.30   RM49.07
Convertion SGD1 to RM2.5425  rclxub.gif
*
Maybankard2 Amex
Transaction date : 10 Sept 2011
Posted date : 12 Sept 2011
Amount charged in foreign currency : SGD 16.90
Amount billed in MYR : RM42.99
Final exchange rate : SGD1 = RM2.54

Wawasansentosa rate on 11/9/11 = SGD1 = RM2.46

Maybankard2 Amex
Transaction date : 10 Sept 2011
Posted date : 12 Sept 2011
Amount charged in foreign currency : SGD 57.95
Amount billed in MYR : RM147.37
Final exchange rate : SGD1= RM2.54

Wawasansentosa rate on 11/9/11 = SGD1 = RM2.46

About 3.66% for Amex transaction fees, but complimented back by 5% rebate and 5x TP

EDITED

This post has been edited by shortleg88: Sep 14 2011, 09:21 PM
shortleg88
post Mar 13 2013, 10:54 AM

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QUOTE(yuanxiang @ Mar 13 2013, 10:31 AM)
I plan to buy AirAsia flight tickets from Hatyai to Bangkok tonight. The default currency stated in the website is in Thai Baht. Should I change the currency to MYR first before making payment to get a better rate? Or just stick to the original Thai Baht. Need some advice here.
*
Should not use CC at all since there's a processing fee involved
shortleg88
post Apr 6 2013, 05:16 PM

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Maybank2kard Mastercard

Transaction Date : 4 April 2013
Posted Date : 5 April 2013
Amount charged : USD84.30
Converted Amount : MYR261,31
Final Exchange rate: 3.0998
MasterCard rate : 3.068
Moneymaster rate : 3.085


shortleg88
post Sep 20 2013, 04:19 PM

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Card Used : OCBC Titanium
Transaction date : 18/9/2013
Foreign Currency Amount : 1523 PHP (Philippines pesos)
Charge Amount : RM116.19
Mastercard rate : 0.074701
Charge rate : 0.07629
Additional charge : 2.13%
shortleg88
post Sep 26 2013, 09:24 AM

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QUOTE(MilesAndMore @ Sep 26 2013, 02:00 AM)
And not to mention that effective 1 January 2014, the 5% cash back for E-Commerce will be capped at RM30/month, and online transaction for airline ticket (directly from airline website), insurance, utility and mobile bill payment is not entitled for this 5% cash back. Therefore in this case, the UOB VOX VISA is actually better as the 5% cash back for online transaction is capped at RM50/month (ok for airline ticket purchase directly from airline website, but no 5% cash back for online insurance payment, government utility and bill payment).
*
The clause for it is that each transaction have to be min RM50 only entitled to the 5% online rebates
shortleg88
post Dec 9 2013, 05:09 PM

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QUOTE(munkeyflo @ Dec 9 2013, 04:59 PM)
Transaction date: 29/11/13
Posting date: 3/12/13
Amount charged in foreign currency: US$54.24
Amount billed in MYR: RM179.41
Final exchange rate: 3.0308
*
Was thinking wow such good rate, ended up calculating is supposed to be 3.308.

Btw, what card is it?

 

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