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 Credit Card Foreign Exchange Rate

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red_scorpion
post Jan 25 2015, 01:31 PM

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QUOTE(Dino168 @ Jan 20 2015, 09:21 AM)
Going to US soon .. please advise which credit card I should use .... Standard Chartered Worldmiles or Alliance Platinum?    icon_question.gif

I also have Maybank AMEX (which based on all Sifu posting ... good for weekend usage)
*
same here, going to US next week, which card shall I use?
I am having cards a below:-
a) OCBC Ti (Master) - The currency conversion rate is determined by Visa International & MasterCard Worldwide plus a standard administration charge of 1.25%
b) M2C Visa + AMEX (dont take 5% cashback into account as I will maxed it every month via bills) - Visa admin cost 1%, Amex 2.5%
c) SC Plat (Visa) - Determined by Visa and MasterCard International plus administration cost of 1%.


Amex will give 5x point which equivalent to 2% whereas OCBC tit is 1%..which is better to use in US?

This post has been edited by red_scorpion: Jan 25 2015, 02:00 PM

 

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