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 Credit Card Foreign Exchange Rate

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namh
post Dec 16 2012, 08:09 PM

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Maybank Petronas Visa

Transaction Date : 12-Dec-2012
Posting Date : 12-Dec-2012
Amount charged in foreign currency : US$5.70
Amount billed in MYR : RM17.68
Final exchange rate : USD 1 = RM 3.10175

Visa Exchange Rate for 12-Dec-2012: 1 United States Dollar = 3.063000 Malaysian Ringgit
namh
post Jan 29 2013, 07:41 PM

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Maybank Petronas Visa

Transaction Date : 26-Jan-2013
Posting Date : 28-Jan-2013
Amount charged in foreign currency : US$14.99
Amount billed in MYR : RM46.28
Final exchange rate : USD 1 = RM 3.087

QUOTE
January 26, 2013, with a bank foreign transaction fee of 0%  : 1 United States Dollar = 3.049600 Malaysian Ringgit
January 26, 2013, with a bank foreign transaction fee of 0.5%: 1 United States Dollar = 3.064848 Malaysian Ringgit
January 26, 2013, with a bank foreign transaction fee of 1%  : 1 United States Dollar = 3.080096 Malaysian Ringgit


looks like Maybank charge 1% now for Visa

This post has been edited by namh: Jan 29 2013, 07:43 PM
namh
post Feb 12 2013, 09:38 PM

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Maybank Petronas Visa

Transaction Date : 07-Feb-2013
Posting Date : 09-Feb-2013
Amount charged in foreign currency : IDR 820,000
Amount billed in MYR : RM 265.72
Final exchange rate : IDR 1 = RM 3.24

Visa Exchange Rate for February 7, 2013: 1 Indonesian Rupiah = 0.000322 Malaysian Ringgit
namh
post Mar 3 2013, 02:20 PM

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Maybankard Petronas Visa

Transaction Date : 26-Feb-2013
Posting Date : 27-Feb-2013
Amount charged in foreign currency : £ 19.95
Amount billed in MYR : RM 95.37
Final exchange rate : £ 1 = RM 4.78



Maybankard World MasterCard

Transaction Date : 26-Feb-2013
Posting Date : 27-Feb-2013
Amount charged in foreign currency : £ 17
Amount billed in MYR : RM 80.41
Final exchange rate : £ 1 = RM 4.73



It looks like mastercard giving better exchange rate than visa
namh
post Mar 4 2013, 02:47 AM

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QUOTE(anttan @ Mar 3 2013, 05:51 PM)
So is how?
Please give me an example.
I am so scare.
Please someone.
*
you will only be charges same as cash you change in money changer with 1% bank commission for visa.. see example below:

Transaction Date : 03-Mar-2013
Posting Date : 03-Mar-2013
Amount charged in foreign currency : THB 100
Amount billed in MYR : RM 10.52
Final exchange rate : 1 Thai Baht = 0.105211 Malaysian Ringgit

so, you need to pay RM10.52 if you swipe THB100 using your maybank creditcard.. no additional charge from bank..

you can try to check daily exchange rate for visa here, just put 1% for bank fee, and you can get the exchange rate for your visa card:
http://corporate.visa.com/pd/consumer_serv...er_ex_rates.jsp
namh
post Mar 17 2013, 01:11 AM

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Maybankard Petronas Visa

Transaction Date : 14-Mar-2013
Posting Date : 15-Mar-2013
Amount charged in foreign currency : KRW 110,400.00
Amount billed in MYR : RM 316.85
Final exchange rate : KRW 1000 = RM 2.87


namh
post Jan 16 2014, 01:37 AM

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NEW AEON GOLD VISA CARD

Transaction Date: 31/12/2013
Posting Date: 1/1/2014
Transaction amount: IDR 225000
Amount charged: MYR 71.20
Effective rate: IDR 1 = MYR 0.000316
Visa rate: IDR 1 = MYR 0.000270
namh
post Jan 30 2014, 11:35 PM

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Citibank Rewards Visa Platinum

Transaction Date: 26/01/2014
Transaction amount: IDR 650,000.00
Amount charged: RM 182.50
Effective rate: IDR 1juta = 280.77
Visa rate: IDR 1juta = MYR 274
Admin Fee: 2.55%

=========================

Maybankard 2 American Express

Transaction Date: 26-Jan-2014
Posting Date: 28-Jan-2014
Transaction amount: IDR 212,300.00
Amount charged: RM 59.63
Effective rate: IDR 1juta = MYR 280.88
Visa rate: IDR 1juta = MYR 274
Admin Fee: 2.55%


Citibank Visa and Maybank Amex got same admin charges at 2.55%.. better just use Amex after this..
namh
post Mar 16 2014, 06:39 PM

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Maybankard 2 Amex

Transaction Date: 11-Mar-2014
Posting Date: 12-Mar-2014
Transaction amount: US$1.29
Amount charged: RM4.34
Effective rate: 1 United States Dollar = 3.364 Malaysian Ringgit
Visa rate: 1 United States Dollar = 3.276908 Malaysian Ringgit
Admin Fee: 2.5%

Transaction Date: 12-Mar-2014
Posting Date: 13-Mar-2014
Transaction amount: US$615.00
Amount charged: RM2,070.76
Effective rate: 1 United States Dollar = 3.367 Malaysian Ringgit
Visa rate: 1 United States Dollar = 3.284419 Malaysian Ringgit
Admin Fee: 2.5%




 

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