Hi recently I got my AMEX plat KF from Maybank.
i tried to buy something from e-commerce in Indonesia.

my purchase is Rp3107905 which is when I converted real time using XE apps was RM919.94.
But after purchase i check on my card transaction, it just take RM917.41. Which is cheaper than in XE apps.
Check it by calculate card balance before and after purchase.

Do it miss something about foreign transaction fees as what I read AMEX will take 2.5% fees.