QUOTE(ericlaiys @ Apr 2 2024, 11:09 PM)
Hi, may I know how does this combo work for the forex? As I see both seems to be saving account with debit card feature Credit Card Foreign Exchange Rate
Credit Card Foreign Exchange Rate
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May 2 2024, 08:17 AM
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May 2 2024, 09:40 AM
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QUOTE(ericlaiys @ May 2 2024, 08:30 AM) same like wise. zero fees, follow mastercard/visa market rate. On top, other benefit thanks, meaning either 1 of this (gxbank/jumpstart) is better that Wise in term of the exchange rate ya? as i see in Wise, there's a charge if want to deposit into the foreign account balance.gxbank - got interest 3% on saving ACC jumpstart - got 5% cashback on online retail. Max rm 50 for 1k spent also just to check, we just need to keep RM in this account (gxbank/jumpstart) and then use the debit card for overseas spending right? thanks |
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May 6 2024, 12:09 PM
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QUOTE(Steve78 @ May 3 2024, 02:19 AM) Please stop spreading incorrect information. Wise does charge fees, as explicitly mentioned on their website, and Wise's exchange rate is typically higher than that of Mastercard. Thanks for the info. Meaning for this year GXBank will be a better option for overseas spending ya? Since the 1.2% is waived till 31/12 as per some posts here.Also I read that it's better to ask the overseas merchant to charge in their foreign currency instead of converted one ya? Since their conversion rate will always be higher? Thanks |
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May 6 2024, 05:15 PM
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QUOTE(datolee32 @ May 6 2024, 03:09 PM) Yea, based on my experience, like TNG visa card offer 0% foreign currency charges, it is better to charge foreign currency directly, as their merchant conversion rate is always higher than your card. I see, meaning that TnG visa is also 0% on forex now? so both TnG visa and gxbank will have the same rate? |
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May 7 2024, 09:37 AM
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» Click to show Spoiler - click again to hide... « ok great, thanks for the info elon_musk liked this post
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