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 Credit Card Foreign Exchange Rate

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lamode
post Nov 20 2013, 10:27 AM

anything could happen!
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Joined: Jul 2007
QUOTE(mrpoliebaba @ Nov 20 2013, 10:01 AM)
CIMB Touch n Go Platinum

Transaction Date: 19 Nov
Posting Date: 19 Nov (pay to Paypal)
Amount: USD525
Charged Amount: RM 1743.69

so the rate is 0.301086

did not see extra charges here..
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its already factored into the charged ammount.
lamode
post May 22 2015, 05:39 PM

anything could happen!
*******
Senior Member
3,902 posts

Joined: Jul 2007
QUOTE(Johore @ May 22 2015, 05:36 PM)
I only have
AEON Watami
HLB Essential

Which card is the best card to use in Thailand? smile.gif
*
AEON, be sure charge in THB when u swipe.
lamode
post Oct 21 2015, 11:35 AM

anything could happen!
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3,902 posts

Joined: Jul 2007
Transcation date: 17 Oct 2015
Currency: USD

AEON WATAMI VISA - 4.3991
MBB AMEX RESERVE - 4.2610
lamode
post Mar 12 2017, 02:34 PM

anything could happen!
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Senior Member
3,902 posts

Joined: Jul 2007
QUOTE(ProxMatoR @ Jan 7 2017, 11:02 AM)
Local Banks
- Maybank2C VISA/MasterCard : 2.26% (~ 1% + 1.25%)
- Maybank2C AMEX : 2.5%
- Maybank American Express with Maybank logo on top : 2.8-3%
- American Express : 2.8 -3%
- CIMB Bank : (cashback plat) 2.53% (should be ~ 1% + 1.5%)
- CIMB BANK (MC) 2%
- Public Bank : 1.25%, (visa signature) 1.0125%
- RHB Bank : (master plat) 1.02%
- AmBank :
- Hong Leong Bank VISA/MasterCard:
- EON Bank :
- Affin Bank :
- Alliance :
- Aeon: (gold) 1.5% (watami) 0.8-1.2%

Foreign Banks
- HSBC : (visa plat) 2.27% (should be ~ 1% + 1.25%)
- OCBC bank :
- Standard Chartered :
- UOB Bank :  (YOLO) 2.5%
- Citibank : 1% + 1.4% (= 2.414%)
(if SGD, it is just 0.5%. surprising)

Wonder if anyone has citibank MC card for us to compare... haha
*
I used PBB VS and the commission seems to be 1.25% smile.gif

Transaction DatePosting DateAmount in foreign currencyAmount in MYRExchange RateVisa Rate (posting date)Fee %
10/03/201710/03/2017SGD 40127.643.1913.1515051.25%
11/03/201711/03/2017SGD 200640.653.203253.1637181.25%

credit to adele123 for the table's format.

This post has been edited by lamode: Mar 12 2017, 02:37 PM
lamode
post Mar 14 2017, 10:08 PM

anything could happen!
*******
Senior Member
3,902 posts

Joined: Jul 2007
anyone has experience with refund in foreign currency?

does it follows the rate that was charged previously (as if reversing the transaction) OR it follows the rate of the date of refund (possible gain or loss due to fluctuation of exchange rate)? icon_question.gif icon_question.gif icon_question.gif icon_question.gif icon_question.gif

This post has been edited by lamode: Mar 14 2017, 10:09 PM
lamode
post Aug 9 2018, 10:51 AM

anything could happen!
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Senior Member
3,902 posts

Joined: Jul 2007
QUOTE(David83 @ Jul 22 2018, 12:08 PM)
✅Public Bank 1.25%
✅Maybank (Visa) 1.25%
✅Maybank (Master) 1.00%
✅Maybank (American) 2.50%
✅RHB Bank 1.00%
✅Hong Leong 1.00%
✅CIMB Bank 1.00%
✅Am Bank 1.00%
✅CitiBank 1.00%
✅HSBC 1.25%
✅BSN 1.00%
✅UOB(MY) 1.00%
✅OCBC(MY) 1.25%
✅Big Pay (Master) 1.00% waived until further notice

From: Oppa Sharing FB 【歐爸·旅游·分享站】
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good sharing, but something important missed out.
see the red color text.

 

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