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 Credit Card Foreign Exchange Rate

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francistcc
post Apr 21 2011, 08:52 PM

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SC Visa CC: 16/4/11: EUR 1,368.57 MYR 6,108.90

This post has been edited by francistcc: Apr 21 2011, 08:52 PM
francistcc
post Apr 26 2011, 06:19 PM

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anyone can tell me whether use SCB business plat visa CC or Maybank 2kard visa CC to do online transaction in USD has better exchange rate? consider that SCB give 3x point for oversea transaction + 0.5% cashback but maybank2kard visa only give 1 point. From the info here. SCB charge 1% for transaction whereas maybank visa charge 0.5%. so which card would be better for oversea purchase? thanks
francistcc
post Apr 7 2012, 09:50 PM

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Maybankard2 Master
Transaction date : 01-Apr-2012
Posted date : 03-Apr-2012
Amount charged in foreign currency : TWD12,920
Amount billed in MYR : RM1,349.09
Final exchange rate : TWD100 = RM 10.4418


francistcc
post Mar 2 2013, 11:46 PM

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1% charge on top of exchange rate for visa/master. 2.5% for amex
francistcc
post Apr 4 2015, 11:45 AM

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Public VS

Transaction Date: 26 Mac 2015
Posting Date : 28 Mac 2015
Transaction Amount : USD92
Amount Charged : RM343.50
Exchange Rate : 3.7337
Visa Rate : 3.6731 on 26 Mac 2015

Fee: + 1.6488%
francistcc
post Jul 13 2016, 11:55 PM

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Transaction Type: Cimb Cash rebate platinum master
Transaction Date: 10-07-2016
Posting Date: 12-07-2016
Transaction Amount: EUR 107
Amount Charged: MYR 490.07
masterRate @ 12/7: 4.437758
Difference: 3%

Seems like cimb increased their credit card charge to 3%?
I called cimb n was told that mastercard charge 2% then cimb charge another 1% so total is 3%. Dont know I was given the correct info or not.

This post has been edited by francistcc: Jul 14 2016, 12:08 AM
francistcc
post Jul 26 2017, 07:16 PM

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Recently just found out bank rakyat cc don't have any admin or oversea charge for oversea transaction.
francistcc
post Jul 27 2017, 08:13 AM

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QUOTE(DarReNz @ Jul 26 2017, 07:56 PM)
is it good rates eg. 1% ?
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QUOTE(pisang @ Jul 26 2017, 10:27 PM)
hi , may i ask if you have tried to swipe the cc at overseas?
is the rate same as Mastercard /Visa online rate?
thank you
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I didn't apply for the card. Just saw it appears in the bank rakyat website stated no additional charge for any oversea transaction
francistcc
post Oct 6 2023, 05:57 PM

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SCB jumpstart overall rate is better than wise in Korea.
francistcc
post Oct 25 2023, 11:21 AM

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QUOTE(wym6977 @ Oct 21 2023, 09:40 PM)
Indeed good news! But cant find the latest TnC from SCB website  hmm.gif
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TnC posted in the SCB website dy. extended till Sept 2024
francistcc
post Oct 25 2023, 07:52 PM

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QUOTE(joice11 @ Oct 25 2023, 12:25 PM)
same tnc? u have the link?
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https://av.sc.com/my/content/docs/jumpstart.pdf

 

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