going to charge around USD460 x 2 to pay for India tour + USD105 x 2 for visa.

is reloading Bigpay with UOB Yolo then pay with Bigpay still the best option, even if compared with Maybank Amex 5% weekend cashback across 2 months(RM100 cashback)?

Other CCs I have are Citibank Premier Miles and HSBC Amanah Mpower and Visa Signature.

if my calculation is right, assuming 1 USD = 4.18 MYR:

If I charge USD460 to Amex Card:-
USD460 x 4.18 x 1.005 x 1.025 - RM50 cashback = RM1930.724

If I charge USD460 to BigPay:-
USD460 x 4.18 = RM1922.80

So UOB YOLO + BigPay should be the winner here, even without considering the online cashback on UOB YOLO card

However, for USD82 visa fee, Amex is the winner as:

Amex
USD82 x 4.18 x 1.005 x 1.025 - RM17.65 cashback = RM335.435

BigPay
USD82 x 4.18 = RM342.76(without deducting possible 8% cashback for online transactions for UOB YOLO card)

This post has been edited by comme_play: Aug 22 2019, 12:03 AM

I think so, the tnc didnt specifically said e-wallet or prepaid card reload are excluded unless they are categorised as financial services transactions.
https://www.uob.com.my/web-resources/person...olo-tnc-eng.pdf

But i dont plan to count on it as it wasnt guaranteed and recently the cash rebate i got has been very little. on top of that, my plan to top up ~RM3800 to pay for the tour would have maxed out the cashback already(if any)

This post has been edited by comme_play: Aug 22 2019, 12:12 AM