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 Credit Card Foreign Exchange Rate

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anndroid
post Jan 12 2025, 01:59 PM

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Is there any credit card that has 0% foreign transaction fee meaning what we pay is similar to Wise / Gx?
anndroid
post Jun 10 2025, 12:17 PM

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QUOTE(Mr Gray @ Mar 13 2025, 01:07 PM)
Don't have other ambank cards, but ambank true and ambank m card should also have zero charge as per the T&C
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QUOTE(Human Nature @ Jun 3 2025, 08:40 AM)
Ambank is super slow in reflecting foreign transaction. Transaction made on 28 May is still floating.
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Does your ambank cards (which one?) still show 0% foreign transaction fee? As im seriously considering to apply for it as i'm using Wise alot.
anndroid
post Jun 10 2025, 03:25 PM

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QUOTE(Human Nature @ Jun 10 2025, 03:16 PM)
No idea how to check. But it took them 7 days to post the transaction and by the time the rate already increased.
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Perhaps u can check by looking at the statement. the currency price and final MYR price. from there we can see whats the exchage rate.
anndroid
post Jun 10 2025, 04:04 PM

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QUOTE(Human Nature @ Jun 10 2025, 03:36 PM)
Here's two sample:

Transaction Date: 5 May
Posted Date: 10 May
1000 Yen
RM30.46

Transaction Date: 28 May
Posted Date: 4 June
3000 Yen
RM90.48

Would you be able to calculate?
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If i base on the 28 May transaction, its about RM1.75 more expensive than Wise. It's not bad for a credit card i think cause hard to tell which fx date they grab it from. Which ambank cc is this?

 

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