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 Credit Card Foreign Exchange Rate

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ZoeOong
post Oct 9 2013, 12:00 AM

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From: Cheras
want to share my "don't know good or bad experience " here. wink.gif

i helped my brother to swipe 8x iphone 5c from Apple sg. online store.
don't know wat T&C from Apple.sg, each card only max can swiped for 2 ip 5c. So, i used 4 cards.
after few days, my bro received emails from Apple.sg.
YES, all his orders was REJECTED, but all the cards are ald been charged. so i have to wait for Apple.sg to refund.
here is the Happy things happened...

maybank master:
Sep 20, Debit S$1695.99 => RM4350.71
Sep 25, Credit S$ 1695.99 => RM4377.27 (Refund)
earn: RM26.56

Cimb direct access:
Sep 20, Debit S$1695.99 => RM4350.71
Sep 25, Credit S$ 1695.99 => RM4420.96 (Refund)
earn: RM70.25

Cimb Cash Rebate:
Sep 20, Debit S$1695.99 => RM4350.71
Sep 25, Credit S$ 1695.99 => RM4420.96 (Refund)
earn: RM70.25

OCBC titanium:
Sep 20, Debit S$1695.99 => RM4350.70
Sep 25, Credit S$ 1695.99 => RM4455.90 (Refund)
earn: RM105.20


TOTAL : RM272.26 brows.gif

ZoeOong
post Oct 9 2013, 10:51 AM

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From: Cheras
QUOTE(Gen-X @ Oct 9 2013, 10:27 AM)
You are one lucky fellow  smile.gif Sep 20-21, SG rate was at lowest for that month.

And I thank you for sharing. From above, the conversion rate  for the swipes almost same for all the cards. But the odd thing is the refund OCBC TMC gave you much much more than MBB. Too bad you are smart not to use a single Visa card and as such we cannot see the diff, haha
*
tongue.gif the lowest? is it? ~ wahahaha... wub.gif

nod.gif yaya... I contribute this as i knew this info really important to this thread! haha... thumbup.gif


ZoeOong
post Oct 9 2013, 10:54 AM

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211 posts

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From: Cheras
QUOTE(ZoeOong @ Oct 9 2013, 10:51 AM)
tongue.gif  the lowest? is it? ~ wahahaha... wub.gif

nod.gif  yaya... I contribute this as i knew this info really important to this thread! haha... thumbup.gif
*
I dont have visa card... hahaha ,will going to apply soon. hmm.gif

ZoeOong
post Oct 9 2013, 05:11 PM

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211 posts

Joined: Jan 2010
From: Cheras
QUOTE(bearbear @ Oct 9 2013, 03:20 PM)
which mean it can work both way i.e. if the rate are reverse you will be refund less.

Anyway nice free cash there thumbup.gif
*
yaya.... tats y ~ i'm so lucky
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