|Card Type|Public Bank Visa Signature|

Transaction Date	02 June 2014
Posting Date	03 June 2014
Amount in Forex	USD 224.94
Amount in MYR	MYR 735.21
Final Exchange Rate	3.2685

The VISA forex link on page 1 no longer working, cant find the exchange rate...

People use Amex to accumulate Enrich miles points faster which equals to xx% CB in air ticket. Yup. You are reading it right. XX% CB (10-20% CB)

If you are looking at lowest exchange rate, Aeon Watami is the card to go. 0.9%-1%

hi friends,

I've recently spent my cimb card overseas. They had informed me that the conversion rates comes visa international. Upon checking at visa website, there is a place where we can input our bank fees where i keyed in 1%. Upon checking my bill, i realised that i was overcharged with 1% extra by cimb.

This means visa gives a horrible exchange rate and top of that charges 1% exchange rate. Then Cimb charges 1% extra. Total is 2% instead of 1%.

Has any bro's been through this situation. I lodged official complain with BNM and guess what. i opened all my bill dated 6 years and got my extra 1% back. Please be aware!!!!!!!

so, is AEON credit card giving the best forex rate?

you don't have to worry much about Aeon, it's always 1% overseas 

Local Banks
- Maybank2C VISA/MasterCard : 2.26% (~ 1% + 1.25%)
- Maybank2C AMEX : 2.5%
- Maybank American Express with Maybank logo on top : 2.8-3%
- American Express : 2.8 -3%
- CIMB Bank : (cashback plat) 2.53% (should be ~ 1% + 1.5%)
- CIMB BANK (MC) 2%
- Public Bank : 1.25%, (visa signature) 1.0125%
- RHB Bank : (master plat) 1.02%
- AmBank :
- Hong Leong Bank VISA/MasterCard:
- EON Bank :
- Affin Bank :
- Alliance :
- Aeon: (gold) 1.5% (watami) 0.8-1.2%

Foreign Banks
- HSBC : (visa plat) 2.27% (should be ~ 1% + 1.25%)
- OCBC bank :
- Standard Chartered :
- UOB Bank :  (YOLO) 2.5%
- Citibank : 1% + 1.4% (= 2.414%)
(if SGD, it is just 0.5%. surprising)

Wonder if anyone has citibank MC card for us to compare... haha

Just called cimb. For overseas spending, admin fee is 1%.  Rebate is 1%.

Hi anyone can recommend the best credit card that spend in overseas ? Looking for no fx mark up credit card . Not looking for rebates ya .

posting date

based on your calculation, it looks like it is based on transaction date.
but.. if you read the previous post by MilesAndMore
https://forum.lowyat.net/index.php?showtopi...post&p=84178914
, you will see his case is based on posting date.
i'm confused too..