I checked with Maybank on online charges (EURO), I was told the exchange rate used when they charge is based on the "Currency notes Selling", which is higher than the "Selling TT/OD" rate.

Is this your actual experience? I double checked with the guy to check with his supervisor to confirm this and he said they use the currency notes selling rate. If this is the case, it may be better to use bank that use the normal selling TT/OD rate.

Please share your experience...

http://www.maybank2u.com.my/mbb_info/m2u/p...s/BTRE-Treasury