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 Credit Card Foreign Exchange Rate

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Human Nature
post Jun 10 2025, 03:16 PM

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QUOTE(anndroid @ Jun 10 2025, 12:17 PM)
Does your ambank cards (which one?) still show 0% foreign transaction fee? As im seriously considering to apply for it as i'm using Wise alot.
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No idea how to check. But it took them 7 days to post the transaction and by the time the rate already increased.


Human Nature
post Jun 10 2025, 03:36 PM

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QUOTE(anndroid @ Jun 10 2025, 03:25 PM)
Perhaps u can check by looking at the statement. the currency price and final MYR price. from there we can see whats the exchage rate.
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Here's two sample:

Transaction Date: 5 May
Posted Date: 10 May
1000 Yen
RM30.46

Transaction Date: 28 May
Posted Date: 4 June
3000 Yen
RM90.48

Would you be able to calculate?




Human Nature
post Jun 10 2025, 04:24 PM

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QUOTE(anndroid @ Jun 10 2025, 04:04 PM)
If i base on the 28 May transaction, its about RM1.75 more expensive than Wise. It's not bad for a credit card i think cause hard to tell which fx date they grab it from. Which ambank cc is this?
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Spb VI

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