i guess nobody here booked block D except for me..huhu..
i booked 1 unit D12-3A (facing selayang)..
Am i the only one who thinks that block A,B,C will be the ones who is facing directly to the cement factory?
Amara by Jaya Megah
Amara by Jaya Megah
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May 18 2011, 11:46 AM
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#1
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538 posts Joined: Jun 2005 From: Jln Kuching |
i guess nobody here booked block D except for me..huhu..
i booked 1 unit D12-3A (facing selayang).. Am i the only one who thinks that block A,B,C will be the ones who is facing directly to the cement factory? |
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May 18 2011, 12:16 PM
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#2
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538 posts Joined: Jun 2005 From: Jln Kuching |
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May 19 2011, 04:20 PM
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#3
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538 posts Joined: Jun 2005 From: Jln Kuching |
QUOTE(ac970818 @ May 19 2011, 11:29 AM) Some have point this out i believe, the sales office is not the actual site. Hence it cant be take as the measurement of what view you will get and the distance to anywhere. have you seen the actual site? it is located 100-150m to the left of the showunit (if you're facing batu caves).. already put the 'construction fence'I myself initially believe that block D will face directly the YTL cement. It is not, at least not alone. Correct me if i'm wrong. from my observation, it is block A and B will be facing the cement factory..block D will be the furthest from the factory..correct me if im wrong.. btw, the bank person havent called me yet..i have email my docs since monday..i asked them to acknowledge if they receive my docs, but they didnt acknowlegde..haihzzzz |
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May 20 2011, 07:09 PM
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#4
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538 posts Joined: Jun 2005 From: Jln Kuching |
great! OCBC is in! guys i have a question. my company is related with OCBC and they are offering good deals for home loan to my company's staff. can i use the benefit while enjoying all the DIBS etc? sorry for the noob question cos i'm a real noob.
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May 28 2011, 10:01 AM
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#5
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538 posts Joined: Jun 2005 From: Jln Kuching |
wanna ask you guys.. my company im working for is related to OCBC and they are offering great promotion on home loan to my company staff. if i'm not mistaken the interest rate will be 3.95% (i asked this 3 weeks ago during their visit to my company). but when i asked the OCBC banker in AMARA showroom last week, he said it is not applicable to AMARA as they have to follow the -2.2 for this AMARA project (with DIBS). and he said if i still insist on the staff promotion, i have to deal with the person who came to visit to my company 3 weeks ago (he also not sure bout this).
1. can i deal with other bank officer other than the one appointed by AMARA? 2. what are the pro and cons (in terms of legal fee, free spa, ipad 2 etc)? 3. for non dibs, how much interest should i pay actually during the 3 years construction? is is the monthly installment RM1xxx or less than that? newbie here This post has been edited by ApeKG: May 28 2011, 10:06 AM |
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May 31 2011, 02:50 PM
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#6
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538 posts Joined: Jun 2005 From: Jln Kuching |
ipad 2 with wifi + 3g or wifi only?
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May 31 2011, 05:03 PM
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#7
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538 posts Joined: Jun 2005 From: Jln Kuching |
i just sign letter of offer form ocbc..yeah..they include everything for me..MRTA and the legal fees.. next in to sign S&P and SPA right..i hope this can be done within this week..
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Jun 1 2011, 08:38 AM
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#8
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538 posts Joined: Jun 2005 From: Jln Kuching |
i'm quite lost here... how much money should i fork out when signing the S&P?
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Jun 1 2011, 09:17 AM
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#9
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538 posts Joined: Jun 2005 From: Jln Kuching |
QUOTE(abgkik @ Jun 1 2011, 08:47 AM) Aiyo.. I have written something also dun want to read.. yes sir i have read your post.. but what is that 10k dat someone mentioned? and she said she is taking the DIBS..so have to pay that 10k++The cost involve now: 1. Sales & Purchase Agreement Borne by Developer (Jaya Megah) except disbursement fees (Like printing cost, transportation, fax, tel)- soo stingy solicitor: RM 5++ 2. Loan Legal Fees+stamping+gov service tax Borne by buyer: around RM 5k The cost involve later (1 year after VP maybe..) 1. MOT Borne by buyer (pay to same solicitor as S & P): Stamp Duty 1st RM100,000:1% Next RM400,000:2% Example (for RM250k loan): RM 1k + RM 3k: RM4k Disbursement fee: around 1k 2. Loan Legal on MOT Borne by buyer (pay to same solicitor as loan legal agreement): less than RM 1k above is budget only.. around that cost.. |
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Jun 1 2011, 09:37 AM
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#10
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538 posts Joined: Jun 2005 From: Jln Kuching |
QUOTE(mayleou @ Jun 1 2011, 09:24 AM) 10k++ i believe is the 4% of purchase price, being the balance of the 10% deposit needed to be paid. thanks for giving me a crystal clear understanding on this If your loan is 90%, you need to pay 10%, 1% you already paid as bookingn fee, 5% early bird discount given by developer, so balance 4% you have to pay upon sigining of SPA. If you are non-dibs then the developer will give you 4%, so means you dont have to pay the 10k++ if you are non-dibs. |
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Jun 1 2011, 10:22 PM
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#11
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538 posts Joined: Jun 2005 From: Jln Kuching |
just sharing with ya.. ocbc is the best.. they offered me -2.2 (well not the best), but they can finance everything inside, and their service is quite fast.. loan tenure is 36 years.. here's the breakdown:
1. loan RM238k 2. MRTA full term RM11k 3. legal fees RM3634 4. stamp duty RM1270 |
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Jun 2 2011, 03:48 PM
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#12
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538 posts Joined: Jun 2005 From: Jln Kuching |
i have completed everything and fulfill the 1st requirements for the ipad 2 (sign letter of offer and SPA within 30 days).. now just have to wait the lawyers to prepare loan documents for me and sign within 30 days from the date of SPA.
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Jun 20 2011, 03:54 PM
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#13
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538 posts Joined: Jun 2005 From: Jln Kuching |
how come i din get the 5% discount? i only got 5k discount and bumi discount only..i kena cheated?
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Jun 20 2011, 05:03 PM
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#14
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538 posts Joined: Jun 2005 From: Jln Kuching |
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Jun 20 2011, 09:12 PM
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#15
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538 posts Joined: Jun 2005 From: Jln Kuching |
omg.. i just asking for clarification..there is no need to open a new discussion on bumi so spoilt, ungrateful etc lollll.. i just ask cos everybody mentioned about 5% early bird discount man.. i just want to know why i din get that.. that's all..now i got my answer already.. if you dont have anything constructive to post, dont post at all
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