Hi, I’m still having headache filling up my BE Form. There’s a section D8D where we can get deduction for ‘Faedah Pinjaman Perumahan’. We’ve bought a house but it was under construction and we only have to start paying the installment s and interests upon completion, can I still get this D8D deduction?

If yes, how do I calculate how much deduction to write for section (since we’re not paying for it yet)?

As per its condition, the S&P must be signed in between 2009 till 31 December 2010. If we can only get the deduction after we started our installment which will be in 2010 income tax submission instead (house to be complete end of 2010), I’m worried the required S&P signed date will become 2010 till 31 Dec 2011. Then our deduction will not be valid anymore because the S&P was signed in 2009!

If I get my house in Oct 2010, meaning that I can only deduct 3 months interest in 2010 and only 1 full year in 2011? Does it means that I rugi 1 year plus of tax deduction on interest?

BTW, how was the deduction calculated?
Let's say the house price was 300K. Monthly installment RM1400 for 30 years loan.

Hi, as answered by some forumers earlier, I understand that PTPTN repayment is not entitled as tax relief. But if I'm planning to repay ptptn by salary deduction, will the annual income I filled in C3 (the one stated in EA form) is the income minus ptptn or just the original 12 month + bonus income?

Not abusing it when one is paying it back.