can i take my wife's medical insurance to claim under me if we are doing separate assessment? Also, at the same time transferring my life insurance to her?
i earn more than her so try to optimise the tax reliefs if possible.

so the explainatory note saying that insurance paid for husband/wife is only relevant for joint assessment?

and what about the medical/education insurance for self, spouse and children? is it the same?

sorry for not fully understand this. doing this for 1st year..
but how do we determine who is the payer? i can always say i pay for my wife and my wife paid for mine?
receipts are not going to say who paid for it and the tax relief cert only mentions the insured's name..

for the housing loan interest, do we claim the interest charged or interest paid?
I am asking this because my loan started in midyear, so barely got to rm10k. The statement cuts off at Dec 2010 but the payment for december is in January. So say the last payment is 2k. Do i claim 8k (paid in 2010 although i did pay for the Dec in Jan 2011) or 10k (interests charged in 2010)?

Anyone knows? I tried calling IRB but the lines can't get thru anyone.

anyone can help?