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Consultancy WTS: Stand Alone Medical Card, Unlimited Lifetime limit

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TSraph
post Apr 11 2011, 03:35 PM, updated 13y ago

Getting Started
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Junior Member
190 posts

Joined: Jan 2003
Are you looking for long term medical care for you and your family?
If the answer is yes, you may find below plan suits your need well.

Key benefits:
1. Unlimited lifetime limit.
2. High annual limit
3. Up to 33 type of day procedure benefit covered.
4. high amount of free co-insurance.
5. No co-insurance for organs transplant.
6. coverage for congenital and inherited disease after 17years old.

Attachments:

ECP+MCP Table of Benefit: Attached File  MCP_table_of_Benefit.pdf ( 137.03k ) Number of downloads: 347

ECP+MCP Premium schedule: Attached File  MCP_premium_schedule.pdf ( 129.83k ) Number of downloads: 267

AIA Panel Hospitlas: Attached File  Panel_Hospitals.pdf ( 23.37k ) Number of downloads: 94

AIA Day Procedure Centers: Attached File  Day_Procedure_Centers.pdf ( 38.22k ) Number of downloads: 68

List of Day Procedure covered: Attached File  List_of_Day_procedure_covered.pdf ( 58.14k ) Number of downloads: 94


Example of premium rate:
Male, 30 years old, smoking, standard life: RM490.50 per year.

To get a quote, please provide me information as follows:
1) Name
2) D.O.B
3) Smoking status
4) Occupation

This long-term medical plan can be extended to cover:
1) insured and spouse
2) insured and children
3) whole family


This post has been edited by raph: Nov 15 2012, 04:44 PM
TSraph
post Aug 7 2011, 08:25 PM

Getting Started
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Junior Member
190 posts

Joined: Jan 2003
QUOTE(wild_card_my @ Aug 5 2011, 05:43 PM)
as for the housing loan...

yearly renewable? so that means if one gets into a bad disease but not disabled nor dead, it is up to the insuring company's discretion whether to renew it or not?
*
Hi sir,

I assume that you mean for plan named Yearly renewable term. For this plan, its only cover death and only H&S and Accident rider can be attached to it.

Thanks
TSraph
post Aug 8 2011, 03:30 PM

Getting Started
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Junior Member
190 posts

Joined: Jan 2003
QUOTE(wild_card_my @ Aug 7 2011, 08:29 PM)
wait. what is h&s?
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Hospital and surgical
TSraph
post Sep 11 2011, 10:56 PM

Getting Started
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Junior Member
190 posts

Joined: Jan 2003
QUOTE(Xai-V-iaX @ Sep 8 2011, 02:09 AM)
What's the highest CI Plan that we can take? I mean your attachment above has Plan C at its highest pay-out of RM150k after diagnosed. Are there any bigger plans?
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for above plan, the max coverage RM150,000. if you want to take higher coverage, you may try investment-linked plan
TSraph
post Oct 20 2011, 05:51 PM

Getting Started
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Junior Member
190 posts

Joined: Jan 2003
Your welcome sir
TSraph
post Nov 19 2012, 10:15 AM

Getting Started
**
Junior Member
190 posts

Joined: Jan 2003
QUOTE(zenix @ Nov 16 2012, 10:01 AM)
no co-insurance is good but the limit is too low.
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Hai,

What do u mean by the limit is low?
Coz the max annual limit is RM280K per year and max Room&board is RM500 per day while overall lifetime limit is unlimited.

Thanks
TSraph
post Nov 22 2012, 09:28 AM

Getting Started
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Junior Member
190 posts

Joined: Jan 2003
From AIA Berhad.
Of course no cover for pre-existing



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