"Plan" to get married at age 40. Unless there is "accident"
Like chinese saying (direct translation) " man age 40 = flower, women age 40 = %&$% (btw, this is chinese saying not mine) LOL!

Anyhow kids can study in international school in M'sia.
We can stay in gated and guarded community which mitigates the security risk

Nope. I probably will send them to Australia to study and stay in Aus. After a couple years even they come back SG will be on EP. Hence No Rubbish!

For the record, even fresh grads these days got S-pass even with salary range <SGD2500.

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Added on June 17, 2011, 2:57 pmNo law say u cannot marry someone who's 20 right? Look at Hugh Hefner, Donald Trumpt, Tiger woods (ok maybe tiger not that old), etc.

This post has been edited by mercury8400: Jun 17 2011, 02:57 PM

Yes. That's the idea.
What's "everything in life" to you is only "a part of life" for someone else. Unless you define what's EVERYTHING.
Besides Malaysia is great place to live if you have money. More so than Singapore. I mean can u bribe the cops is singapore? no. Can you commit murder and pay yrself out of the impending court case in SG? no. Can you blatantly cheat the gov on taxes in SG? no.
So what's everthing?

Precisely. That's why i said what's "everthing" to you isn't "everything" to everyone else. U need to know yr what's important to you. And constantly build on that foundation. Otherwise yr out sooner than u came in. Which ties back to my initial comment that people with WP are rubbish. They should really learn to improve themselves. Instead of wasting time arguing with me

Then stop replying.
I'm not humiliating just stating facts.
I think most people (deep down inside) already know what they should do to improve themselves. They only lack a certain "push" factor. Think of my comments as a push factor then.

The robots and drones! Currently we already have the predator drones. soon all ma done by manual work will be done by robots!

btw talking about cycle, i recently saw a robot which can cycle... damn awesome. Imagine just a few years ago we barely can get a robot to balance itself on 2 legs. Then comes asimo, the robot from Honda. Now apprently they have designed a robot that could cycle.!!! Technology rocks man! Baring any syknet terminator style mishappenings!

And just to deviate a little bit on this topic, i don't understand why people are so in a hurry to get married? (not just WP, S pass or whatever).

Everbody wants to get married without thinking about the consequences. Its always spur of the moment kinda things. Later, after marriage then regret. Little bit then divorce. No longer working out the differences, etc like they do during my parents day.

Now even people with no money also rushing to get married. Don't they understand after getting married yr expenses are only going up? If u cannot even support yrself how to support family? In the end, its the sons and daughters that suffer. Irresponsible people!

Actually not working today

I feel the same to you too. Seriously

Very true. Especially if yr new and have not many friends. My first couple of months in SG like hell. Dunno where to go or anybody to go with. But after awhile u make more friends and things will be ok. except for the working hours and housing. U hang out in a mall most of yr free time.

[quote=seantang,Jun 22 2011, 05:35 PM]
The trick is to spend (when you now draw 10K), the way you did when you were only drawing 2K. This is difficult to do, and not smart when it comes to food and time-saving transport... but for eg, you don't need to pay double the rental for a private condo when a HDB will do just fine.

Easier said than done. Me and all my friends tried this at one point or another in our career but all crash and burn our budget U need to be have a mind like a spartan!

A good resume should be one page long.

Seantang,
No point spoon feeding these people. You've already made it as clear as clear can be.
These people are typical attitude M'sian. Expect everthing to be handed to them on a silver platter. The world dosen't work that way.

Check if u have any oustanding records with the SG gov. Unpaid fines, blacklist records, criminal records, previous unpaid taxes, etc.
If you have any of those, bye, bye.

Seantang,
Maybe her definition of outstanding and yr definition of outstanding is different. Maybe a outstanding company that she intends to join is ah pig and ah cow pte ltd as a one-leg kick position with min pay amdn max workload. If that's the case then its not hard to find.....

This is so true.
My best friend is a recruiter for one of the most recognised recruitment firm in Sg and the world and we regularly talk about the candidates in the market.

And I can tell you all for a fact that the competition is VERY, VERY stiff in SG, especially for good jobs in MNC. A lot of the times, ones qualification and skills in M'sia might make you a well sought/above average person in yr field in M'sia, but if you come here, you are merely one of the average ones.

Point in case is the ACCA qualification. A lot of people in M'sia think by getting an ACCA is a definate advantage over the rest, i can assure you its not the case here. In fact getting a degree (preferably from those NUS, NTU or 1st tier Overseas degree) is more highly valued that ACCA. The perception here is that one only takes prof qualification if one cannot obtain places in a university. Here even auntie and uncle in their 40s have ACCA(nightcourse).

I was also told certain experience, especially those relating to sales and marketing (unless the exp gained in M'sia is regional - which is rare) gained in M'sia is completely useless and not even considered coz employers till think the market here and the market in M'sia is different.

And finally, those on WP are strongly urged to upgrade yr skills and certs(and as a result upgrade yr passes to S-pass or EP along with salary) to ensure 1) you don't get made redundant when the SG gov comes out with another levy or further restriction on foreign manpower (i was told it is currently being drafted) 2) To show Singaporeans that we are NOT rubbish, which clearly, most singaporean tend to view us as.(Maybe they don't say it straight in yr face or show it out through their actions, but believe me, alot (especially those true blue Singaporeans) still do!)

[quote=Materazzi,Jul 4 2011, 05:03 PM]
As is the risk exposure.

[quote=Materazzi]What yield/ yr do you expect?[/quote]Property is to fight inflation. Capital gain on top of that is a bonus. FD is standard yield. It's to balance risk. Shares is 5-8% dividend yield mostly. Capital gain on top of that is a bonus.

[/quote]

I think the risk will be zero if you invest in a good company.
Wow, I think property in Sg overpriced?
If you have S$1 million, better retire while doing stock trading or still working in S$3k salary?

[/quote]

S$1 million is NOT enough for you to retire in SG. FD rates here sux at 0.2% (average) which yields you SGD20k a year or SGD1,600 p.m. How to survive if you have a family?

Stock trading is deemed risky. Potentially u could lose yr entire S$ 1 million.

Safest bet is to invest in properties. Put as little downpayment as the banks allows and leverage until the bank say cannot. Sit back and enjoy the rental yields (make sure its positive cash flow after you deduct fees and interest payments) or cap appreciation.