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 Credit Card v15, Ask general questions here, Please read the 1st post before posting

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yuunasue
post Mar 1 2011, 09:53 AM

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Hi,

Can all give me some comments, i received 3 type of Platinum card from Maybank. Which is Maybankard 2, Petronas and Amex Black. Why their issue too many card same time, just fill up upgrade card only.. ? And will i get any Tax charge, since i'm not going to activate it.

BTW, i'm mostly use in oversea, which card better, don't think the maybankard2 will benefit me. And that Maybank2 card consider Platinum or gold, look classless wherever with platinum words =_=ll and I select from platinum card range not listed. And 5X point how to work it at oversea? Is it like USD100 X3 X5 point?

Currently i'm holding petronas since their didn't charge any annual fees to my account, if change the other, scary have to pay for it.

Please advise me which card i should keep.

Thanks for your reading and replied.
=)

This post has been edited by yuunasue: Mar 1 2011, 09:55 AM
yuunasue
post Mar 1 2011, 10:07 AM

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QUOTE(bingozero @ Mar 1 2011, 09:58 AM)
If I am not mistaken you received Maybank2 Visa Amex Plat and Petronas Plat.
Just apply Maybank2 since it is one gov tax on two cards.
*
Correct Platinum but look not class. ><~ BTW, is there any annual fees should pay for it? And maybank2 is it come with Personal concierge services, member of Visa Platinum Club ? Hopefully not like UOB 1 Plat, consider gold card. Make me change again to prefer plat.. waste time !!
yuunasue
post Mar 1 2011, 10:19 AM

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QUOTE(MilesAndMore @ Mar 1 2011, 10:10 AM)
I believe the AMEX Black you are talking about is the Maybankard 2 AMEX. It comes with a VISA card and you only have to pay one GST for these two cards.
Wrong. Maybankard 2 cards are the cards that will benefit you the most.
Your Maybankard 2 cards are Platinum cards if :
- the VISA is blue-ish in color and has the word Platinum printed on top right.
- the AMEX is black in color
The 5x TP is applicable only to Maybankard 2 AMEX and each RM1 charged will get you 5x TP be it a local or overseas transaction.
Cancel the Petronas VISA and use only the Maybankard 2 cards.
Maybankard 2 AMEX and Standard Chartered Business VISA, no doubt !
Maybankard 2 VISA. No doubt !
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Thanks replied. I will change it to Maybankard 2 instead of petronas. Noted that im prefer platinum-level service and worldwide recognition. I thinks this card not entitle right? Base on their website provided detail. Compare with Maybank Visa Platinum & Visa Petronas & Maybankard 2.
yuunasue
post Mar 1 2011, 11:31 AM

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[quote=Gen-X,Mar 1 2011, 11:06 AM]
Wah, you must be big spender to be offered AMEX Black tongue.gif I guess you referring to the Maybankard 2 Amex Plat where I call it MBB Dua Amex.

^^ i do have HSBC Premier Blue.. More then enough @@

Like Miles said, cancel the MBB Petronas, no point having it since got Maybankard 2 Visa.

If i didn't activate card and return back to them, will any Tax charge?

Click here to read more about Maybankard 2 Cards Review at my blog on credit cards.
Maybankard 2 Visa. If not mistaken, winner have posted before SCB bank rate very high. Amex charges 2.5% but with 5X maybe will break even.
Click here to see comparison of Amex rate vs MBB Petronas Visa I posted in 2009 at my blog.
Just to add. there are three main difference between Maybank Platinum Visa/MasterCard vs Maybankard 2 Platinum Amex, Visa and MAsterCard.

1. Maybank Platinum Credit Cards Annual Income Requirement RM120K, twice that of Maybankard 2 cards.
2. Maybank Platinum Visa/MC grant you access to MBB Private Banking Centres. Maybankard 2 Platinum don't.
3. Maybank Platinum Visa/MC gives you 2X points for overseas but Maybankard 2 Visa/MC 1X.
4. I got to go check the Travel Insurance Amount to see if they are the same.

Just to compare with Petronas and maybakard 2, except private banking, any other BIG difference? Such as airport lounge.. etc

And to add, there is one very big difference between having the Platinum printed on the Maybankard 2 Amex. Without it, you cannot enter Gardens Premier Toilet for free and got to pay RM5, hahahaha

Haha, then i show then Platinum Debit Card !!!!

This post has been edited by yuunasue: Mar 1 2011, 11:32 AM
yuunasue
post Mar 1 2011, 10:02 PM

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QUOTE(MilesAndMore @ Mar 1 2011, 09:52 PM)
But i can't see both of my cards under a single login username  doh.gif
My application was approved just two days after i faxed in the application form and i received the card about 5 days later.
I want to change to MasterCard too next month if possible.
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Collected my M2card from their private banking, curiously this card able to use their private banking or not? i ask them yes, and CS tell me don't go standart banking since i have this card, but today have forumer said not. BTW, why their sent Petronas together. Same time, same date. M2 card collect from Private banking, Petronas post via FEDEX to my doorstep. I guess M2 card more valuer then Petronas Plat card.

This post has been edited by yuunasue: Mar 1 2011, 10:05 PM
yuunasue
post Mar 1 2011, 10:25 PM

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QUOTE(alexwsk @ Mar 1 2011, 10:13 PM)
another wild guess, did u apply pin for both the cards?
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Nope, i use previous M2U access. Nothing need to apply, both card listed. =)
yuunasue
post Mar 2 2011, 04:24 PM

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QUOTE(MilesAndMore @ Mar 1 2011, 11:40 PM)
Sent through FedEx, wasn't that good enough already as you didn't have to collect it yourself ? Besides, it's FexEx and not the usual Poslaju  biggrin.gif

^^ Means petronas Plat is more complimentary than MBB2 Plat? Which i should surrender. Waiting your reply, wanna call their CS now @@
[SIZE=7]

Yes. I did. I signed up for M2U using the Maybankard 2 VISA only and to my surprise, i can only see the Maybankard 2 VISA then. So i called their CS and asked them to help me to link the AMEX to my current M2U. I was told they will try to link it but in case it is still not linked, they ask me to do it at any of their branch. But then, the guy at their branch also told me he can't link it together. Anyway, i am going to open a savings account with them soon.
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yuunasue
post Mar 2 2011, 05:08 PM

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[quote=Gen-X,Mar 2 2011, 05:04 PM]
yuunasue: you sure it is FedEx and not Poslaju? Where was the card sent to (location)?


Confirm via FEDEX, plastic bag still have @@ !! Receive at Singapore , any difference? BTW, which card can use their private banking. This is the point i consider whether keep m2 or petronas.
yuunasue
post Mar 18 2011, 05:55 PM

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But if working at oversea, how to check salary ? Or now call every bank increase CL after that report higher salary ? If current CL less than 2X time off your salary, will it be increase according to new rule ^^ ?
yuunasue
post Mar 29 2011, 10:04 AM

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Just call up to MBB check my income info i provided N years ago.. That's only 24k per year.. But my current income about 5k above, will them straight away limit my card to two card or income document updated need? And this income info will it share to other bank?
My case, last year upgrade my card to Platinum using payslip SGD 3200 but the bank record still remain income at 24k group. Can anyone explain this scenario? System not auto updated ? Or ....

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