I'm not on any credit card yet.
Income is only 2k p/m (not including side income)
any bank have high chances of approval since i do not have any cc yet?
Credit Card v15, Ask general questions here, Please read the 1st post before posting
Credit Card v15, Ask general questions here, Please read the 1st post before posting
|
|
Mar 20 2011, 11:11 PM
Return to original view | Post
#1
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
I'm not on any credit card yet.
Income is only 2k p/m (not including side income) any bank have high chances of approval since i do not have any cc yet? |
|
|
|
|
|
Mar 20 2011, 11:23 PM
Return to original view | Post
#2
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
|
|
|
Mar 30 2011, 12:41 PM
Return to original view | Post
#3
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
Hmm,
hey peeps, i've submitted my new/new application for credit card. but from what i've got the response is that all is declined. Checked up CTOS/TELCO/CCRIS. I'm all clear to go. Wonder what's happening? Could someone advice? Thanks |
|
|
Mar 30 2011, 05:59 PM
Return to original view | Post
#4
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
QUOTE(chemistry @ Mar 30 2011, 12:44 PM) perhaps that's the way. but all got rejected not HALTED.Dunno why.. Sigh.. Checked back d.. Too clean QUOTE(alexwsk @ Mar 30 2011, 12:50 PM) more info required, 1) Applied for CITI Clear / HSBC Amanah / Standard Chartered / Maybankard / CIMB. All doesn't go through. (I only got rejected by Citi with letter from them)1) what are the cards u applied for? 2) annual income with prove? 3) any outstanding loan facilities? 2) yes, 24k p.a. with prove. 3) no outstanding, CCRIS,CTOS, TELCO all clear. |
|
|
Apr 12 2011, 12:00 AM
Return to original view | Post
#5
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
Been applying all the cards available. yet i suppose my RM2k salary doesn't fit to any of them.
None seem to be successful. Any tips on getting one? Or a bank that can approves easily? |
|
|
Apr 21 2011, 04:01 PM
Return to original view | Post
#6
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
Hi guys,
Just received SMS from AmBank that my card is approved on Monday. How long do i expect the delivery of the card? Thanks! |
|
|
|
|
|
Apr 24 2011, 01:34 AM
Return to original view | Post
#7
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
|
|
|
May 5 2011, 12:21 AM
Return to original view | Post
#8
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
|
|
|
May 6 2011, 11:36 PM
Return to original view | Post
#9
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
|
|
|
May 9 2011, 10:32 AM
Return to original view | Post
#10
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
QUOTE(erry- @ May 9 2011, 05:58 AM) AMEX DONT have installment plan. If i'm not wrong there is a 2% charges for CIMB 10 months installment.since they asked u to check with mbb, means what u can do is swipe full amount with mbb VISA or MASTER only then call-and-convert-to-installment, which u will be charged 9% p.a 1 time for the total amount then it will be divided to period u choose (6/12/18 months). better use DA or CIMB, their flexi-pay plan (call-and-convert-to-installment) give 10 months installment without any charge! |
|
|
May 10 2011, 05:43 PM
Return to original view | Post
#11
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
QUOTE(DiGi 1800 @ May 10 2011, 05:35 PM) Just received a call from citibank, my application for their credit card FAIL !! I am fresh grad here..i fullfill all their requirement n submit all the supporting document..but duno why they just reject..i ask the customer service staff who is call me..but she duno the reason as well.. Citibank's card is hard to get if you're a new/new customer (no cards, no loans)you can try to get a HLB card first then apply for citi. |
|
|
May 11 2011, 12:06 AM
Return to original view | Post
#12
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
QUOTE(ck_tonny @ May 10 2011, 07:36 PM) My citibank platinum cashback card just get approved and ready to be collected from mid valley citibank booth. Nowadays apply cc is easy, I only submit form and photocopied IC to them, approve within 1 day, no need payslip or other bank credit card as supporting. Your first card?I'm trying to apply a card from citi. QUOTE(eddievh @ May 10 2011, 11:34 PM) Yup agree On top of that, If i got my credit card already, do i need to call in / do anything to start swiping online? Dunno why it doesn't work when i swipe.. Hmm. |
|
|
May 12 2011, 10:07 AM
Return to original view | Post
#13
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
|
|
|
May 13 2011, 09:55 AM
Return to original view | Post
#14
|
![]() ![]() ![]() ![]() ![]()
Senior Member
734 posts Joined: Oct 2007 |
|
|
Topic ClosedOptions
|
| Change to: | 0.0222sec
0.20
7 queries
GZIP Disabled
Time is now: 24th December 2025 - 11:50 AM |