do we need to activate MBB 2 card or already activated? the statement date is universal for all card holders or personalized?

if we check CCRIS record either you have outstanding, you do BT or EPP it will shows as an outstanding of the card in total. if you apply a new card bank will see both your exposure,credit repayment and as well as the total outstanding of CC and loan. Because of that the chances to get a new card is reduced but again it depends on bank discretion. in some case only we know what is happen to our debt (e.g. you do BT not because you are in tight situation but you want to put that amount to fixed deposit first and enjoy the 0% interest of 6 months) and obviously bank will not know this

from this list of cards which one is better to purchase online flight ticket (cathay pacific)

-Citibank cashback platinum
-Maybank visa 2 platinum
-Amex 2 platinum
-SCB Business platinum
-PB Platinum
-EON Matta platinum

price around 4k

my concern:
-special benefit such as travel insurance like flight delay,luggage- etc
-exchange rate? cathay quote in MYR but i still thinking they will convert from USD to MYR. if Amex, will the higher charge compensate by cashbacks and point?
-if KLIA Plaza, i can use the SCB card or Eon card...i dont think it will related from where i buy the ticket

This post has been edited by cenkudu: Apr 30 2011, 12:12 PM

ok but I have utilized RM700 this month from AMEX 2. the cash back capped at rm 50 right? the tp is still ok

another card to go down by next year but they can at least retain customer who want unlimited access to KLIA lounge