Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Card v15, Ask general questions here, Please read the 1st post before posting
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 Apr 24 2011, 12:51 PM
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#1
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Senior Member
1,263 posts Joined: Sep 2009  
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Hi all,
For CIMB balance transfer 0% interest for 6 months, how to apply for it? Can apply through e-mail? How long would it take to approve? Is this promotion until end of June? Thank you. |
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Apr 30 2011, 01:22 PM
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#2
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(David83 @ Apr 24 2011, 02:26 PM) The turn around time is pretty fast. From previous experiences, it's within a week. I see.. It's better to fax the BT form directly to the card centre. The promo may be extended. They have been doing that since last year. Who knows.    How about scanned the application form and email to their cs. Will they accept this? |
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May 1 2011, 11:23 AM
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#3
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Senior Member
1,263 posts Joined: Sep 2009
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Hi, for the "Complimentary Movie Ticket @ Golden Screen Cinemas" for Direct Access, is it only applicable for Visa? Mastercard is not entitled to it?
This post has been edited by celaw: May 1 2011, 11:35 AM |
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May 2 2011, 09:49 PM
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#4
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(David83 @ May 2 2011, 10:06 PM) Get a smartphone like Iphone, HTC and bla bla. Swipe with AMEX during weekend (Max your RM50 cash back immediately)  , and then balance transfer to CIMB 6 months 0%  This is what I just did 3 weeks ago  |
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May 2 2011, 10:30 PM
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#5
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(David83 @ May 2 2011, 11:24 PM) Last year I wanted to do that to buy Iphone 4 but ended up with plan cancelled, the Apple resellers in Penang do no accept AMEX. If your spend is not much, then really 1 CC will do... Now I don't have any CIMB or DA CC. This is what I'm having now. Only credit cards from MBB.  |
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May 2 2011, 10:35 PM
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#6
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(beyond86 @ May 2 2011, 11:32 PM) if too many cards, the point dispersed, hardly to redeem Ya.. Totally agree! My spending also not much.. Plan to cancel DA and left MBB2 cards after paying the balance transfer. |
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May 3 2011, 12:21 AM
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#7
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(ronnie @ May 3 2011, 12:31 AM) Use your brain power lah.... normally just choose between OCBC titanium or MBB AMEX, very easy to decide actually.. haha.. |
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May 12 2011, 11:26 AM
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#8
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Senior Member
1,263 posts Joined: Sep 2009
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Hi, may I know Maybank CS got other number other than the 1300? Thank you.
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May 12 2011, 12:02 PM
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#9
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(Gen-X @ May 12 2011, 12:49 PM) click below link to my article Malaysia Credit Cards Customer Service Contact Numbers Thank you very much to both reply =)http://creditcardsmalaysia.blogspot.com/20...er-service.html |
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May 12 2011, 12:16 PM
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#10
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(zenquix @ May 12 2011, 01:12 PM) This is Amex i think? I call already, it is just the same as 1300...Added on May 12, 2011, 12:18 pmNow only I know that for Maybank CC, if you accidentally swipe over the credit limit, no charges implied. You just cannot swipe the card anymore until you paid off the o/s amount to below your credit limit. =) This post has been edited by celaw: May 12 2011, 12:18 PM |
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May 12 2011, 02:45 PM
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#11
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(tanch78 @ May 12 2011, 03:28 PM) Anyone experience non-acceptance of CIMB credit card payment in KFC outlet? It's either the KFC outlet does not accept credit card or the payment terminal is spoilt. Is there anyway we still able to get the 10% off like the cashier manually input the discount? Can we complaint to CIMB customer service? What is the purpose of the 10% off promotion for KFC if most of the outlets do not accept card!!! I go SS2 de, they accept... 1 Utama de got 1 time terminal is spoilt, so never swipe there before.. |
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May 12 2011, 03:15 PM
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#12
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(eddievh @ May 12 2011, 03:58 PM) What is the min amount we need to spend if we wanna use credit card? The time I used in SS2 is RM17, I also not sure about the min requirement amount... |
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 May 12 2011, 11:10 PM
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#13
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(WaCKy-Angel @ May 12 2011, 05:33 PM) I noticed my Maybank card didnt charged me interest. I paid above the minimum amount but not full. You meant Maybank 2 cards just paid minimum amount and no charges will be imposed?On the other hand, EON-GSC charged me like RM46++ interest for about RM3000 overdue. celaw what is the problem with your card? 1300 or the normal number still gets u to the customer service, else you may try email to mbbcardservices@maybank.com.my or sharminazrin@maybank.com.my How do you accidently swipe over the credit limit? There are no way and impossible for that, unless its an Offline transaction. I didn't swipe over, just after including my BT from CIMB, and recently my insurance auto billing, it accidentally over the credit limit and I didn't notice it.. haha.. Plan to apply to increase credit limit but looks unlikely to be approved by Maybank since they r so stingy in credit limit and I'm new to the credit card world... |
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May 14 2011, 11:16 PM
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#14
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Senior Member
1,263 posts Joined: Sep 2009
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Hi, I wish to ask for the SCB cash back credit card offer until end of May, did they charge annual fee on new applicant?
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May 15 2011, 12:10 AM
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#15
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(chemistry @ May 15 2011, 01:05 AM) SCB new cards get 2 years AF waiver. For all cards offer right? Then how about GST? waived? And any catch with the cash back promotion?If you download their form you'll see. |
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May 15 2011, 12:16 AM
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#16
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(chemistry @ May 15 2011, 01:13 AM) gst will not be waived. I can only apply the gold card, so the cash back is RM128. Is that any catch or T&C for this promo?You are given RM188 cash bonus aren't you? Use it to offset GST lor. |
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May 15 2011, 12:42 AM
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#17
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(chemistry @ May 15 2011, 01:35 AM) Application form must reach SCB before expiry date in order to entitle for cash bonus. Means no other T&C e.g. must hold the card at least 2 years, if not cash back will be taken back like that?What benefit of SCB Gold card that attracts you? Because many of the restaurants i go got discount for SCB. But I not so like it because it is not convenience for me to pay their bill~~ |
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May 15 2011, 12:53 AM
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#18
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Senior Member
1,263 posts Joined: Sep 2009
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QUOTE(chemistry @ May 15 2011, 01:48 AM) There is no clause stating obligation of cardmember to hold the card for a certain duration. Don't worry. I see.. Then is there any minimum swipe required to entitle for the cash back within certain period?With regard to repayment, you may consider using IBG service of basic savings account. Please refer to the dedicated thread for details. Thank you for your reply.. =) |
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