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Credit Card v15, Ask general questions here, Please read the 1st post before posting
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TSalexwsk
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 May 4 2011, 08:42 PM
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QUOTE(Milk_MilkzZzz @ May 4 2011, 08:39 PM) hi, my salary is not enough RM1,500 per month, Maybank stuff told me that, i can put RM5,000 of fixed deposit for 3 months, and she can help apply the credit card. No need pledge the FX resit to bank. She told me with very confidently. Its this true? Cause she's a real maybank stuff as she serve me for long time ady. Second Question: Can i put my mother name together v me in fixed deposit? will its affect any? Thanks...!! go ahead and try it, u got nothing to lose |
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TSalexwsk
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May 10 2011, 08:04 PM
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QUOTE(timetravelller @ May 10 2011, 08:01 PM) ic, which mean citibank require u to return full, else no interest free period la? did all bank do like that? or only citibank behave like this? so far other bank i never see this behaviour le. same for all banks |
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TSalexwsk
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May 10 2011, 09:08 PM
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QUOTE(timetravelller @ May 10 2011, 08:19 PM) yameh, why other bank no like this de? my maybank never charge like that because i never settle full ma, like eg. outstanding 1522, i will only pay 1500, but the interest is like less than 50 cents. Refer Question 7 maybe bcoz u hv no new retail after paying that RM1500 |
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TSalexwsk
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May 14 2011, 04:04 PM
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QUOTE(winner @ May 14 2011, 07:06 AM) It is really a bad news. This card is no longer attractive. Perhaps it's time for SCB Business Visa Platinum cardholders to cancel this card. Now I am worried, SCB may do the same to SCB JustOne Titanium MC soon. The problem is that SCB JustOne Titanium had been removed from SCB website long ago. Customers have no idea on whether the T&Cs have been changed or not. hopefully not, i received my renewal JustOne last March else time for me to cancel and jump to OCBC tit  |
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TSalexwsk
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May 18 2011, 12:31 PM
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QUOTE(vendetta87 @ May 18 2011, 12:24 PM) bros...i wanna ask....im a CC newbie...if i pay the minimum 5% per month will i be charged interest ??? using MBB cards here YES, interest will be charged and no more 20 days interest free for transactions after that |
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TSalexwsk
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May 18 2011, 12:35 PM
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QUOTE(vendetta87 @ May 18 2011, 12:33 PM) how much bro ?  go read the back of your cc statement, or it might be even at the front |
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TSalexwsk
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May 19 2011, 03:47 PM
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QUOTE(gerrardling @ May 19 2011, 03:40 PM) so no more eon bank, this name already ? how about eon bank branches ? i am sure there are a lot of commercial area got hlb and eon bank. i guess if the 2 banks are in the same area, one will be relocated back to the CL question up there, easiest will be merged both CL to follow the highest CL from either of the bank not that anyone would keep cards from both banks anyway |
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TSalexwsk
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May 19 2011, 04:31 PM
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QUOTE(exile85 @ May 19 2011, 04:20 PM) Hi, need a ask a question here. Previously i do not have any credit card at all and now trying to apply for MBB 2 cards. In terms of annual wage of minimum rm30k, i am qualified. I even have a mbb account with them to track my pay slip BUT how come my application has been rejected? I have no debt, no loan and my account is quite healthy. Any idea why they rejected my application? u better go get ur CCRIS report print out at BNM |
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TSalexwsk
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May 19 2011, 04:45 PM
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QUOTE(exile85 @ May 19 2011, 04:34 PM) sorry, what is CCRIS report? haha refer post #1 item 16 |
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TSalexwsk
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May 19 2011, 07:31 PM
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QUOTE(exile85 @ May 19 2011, 05:06 PM) ok, read about it already. But then, i do not have any loans whatsover with any banks at all. Only 1 supp card but even that i do not have any outstanding amount. Really confuse... afaik, if your salary goes to that bank, they shud hv no prob approving i suggested you to get CCRIS is to make sure there's nothing unknown to you appear however, u can try apply from other banks and if one of them approved, you shud be safe |
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TSalexwsk
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May 22 2011, 11:16 AM
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QUOTE(Peisqo @ May 22 2011, 09:21 AM) In general, is Mastercard accepted as much as Visa ? u better get the M2 amex/master combo then u'll hv all 3 |
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TSalexwsk
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May 22 2011, 03:12 PM
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QUOTE(chemistry @ May 22 2011, 12:50 PM) Peisqo mentioned that he travels around the world and use cc very frequently. I believe there must be places he has been to accepting amex. The reason for asking Peisqo to take M2 cards is '1 GST for 2 cards'. He may also consider SCB Platinum if he would like to enjoy facilities at KLIA Plaza Premium Lounge. exactly, and oso considering mbb has one the lowest forex rate after conversion |
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TSalexwsk
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May 23 2011, 11:10 AM
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QUOTE(hye @ May 23 2011, 10:20 AM) And now ... who shall take the honor of opening the new thread? well, it's me again  everyone proceed to new thread http://forum.lowyat.net/topic/1888861 |
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