Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Kiara Residence Phase 2, Bukit Jalil or OUG New Development

views
     
eerkyeerk
post May 15 2012, 09:38 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
Ambank quoted me with a 5 years coverage after completion, repayment within 3 years. Total coverage is 5 + 3 yrs including under construction period. thats what the banker told me. as for KFH, it is not compulsory but recommended to take up the MRTA.

Another option is to buy from the insurance company, but just have to ask and compare them. Currently checking with prudential for their package.
eerkyeerk
post May 15 2012, 10:11 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
QUOTE(Chris Chew @ May 14 2012, 11:21 PM)
Another Anti Man U !~

Clap and welcome to the board ...

Euro 2012 ... hmmm which match you guys prefer to watch ? I don't know what is the timing leh, impossible all mid night right ?
*
guys, some of the matches on weekend that should be good,

1.Saturday 9 June 2012
GER v POR 20.45CET - est M'sia time 2.30am Sun morning drool.gif

2. Friday 15 June 2012
SWE v ENG 20.45CET - est M'sia 2.30am Sat morning whistling.gif


Rest are on weekdays, or wee hours of sunday..

Schedule : http://www.uefa.com/uefaeuro/news/newsid=1726581.html

This post has been edited by eerkyeerk: May 15 2012, 10:12 PM
eerkyeerk
post May 21 2012, 07:01 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
QUOTE(tmc @ May 21 2012, 10:54 AM)
Quota full was the reason for the delay. When quota full, does it mean it has entered into the CCRIS or not yet ?
*
I've printed my CCRIS at Bank Negara and those application from a bank with full quota e.g Maybank was in my CCRIS record, pending for approval.
I guess it is not about whether the quota of the banks is full or not, the record will show in CCRIS as long as the bankers submit your application. at least this was shown in my CCRIS report.


Added on May 21, 2012, 7:05 pm
QUOTE(Chris Chew @ May 20 2012, 05:42 AM)
I support Di Matteo. Abra should not sack him.

Finally. Congratz bro, ur Chelsea done it.

They deserve it. They shouldve been won it few years ago. This time, no mistakes. That s football.

Credited to Bayern. They played a great football n possession tonight.
*
Eh MGG bro also a Chelsea fan r?? rclxms.gif rclxms.gif

So both Chris and MGG can treat minum for the coming meetup d eh since won the bet on Chelsea?? thumbup.gif

This post has been edited by eerkyeerk: May 21 2012, 07:05 PM
eerkyeerk
post May 24 2012, 10:10 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
QUOTE(tmc @ May 23 2012, 11:16 AM)
Got my loan approved from Ambank with 90%, mrta exempted. This is a loan which I applied last and got approved first. Damn it ! Should I just accept and sign this one and forget about all other applications ? Anyone knows what's the downside of Ambank ? ( Has never been my preferred bank !)
*
Ambank allowed MRTA to be exempted? damn!! mad.gif was told that MRTA is compulsory by the banker and I've just signed the LO!! WTF!!!


Added on May 24, 2012, 10:15 pm
QUOTE(Xccess @ May 23 2012, 02:41 PM)
My loan is 70%, since they say compulsory so I just bought a cheap package lor. The rest can get personal insurance for coverage, at least end of the day insurance can get back money with some interest. biggrin.gif
*
hey Xccess bro, I was also thinking to increase my life insurance coverage instead of MRTA. Only took 3+5 yrs coverage for the MRTA = RM4000k+
But the increase in premium for the life insurance coverage is abit steep cry.gif but I do agree with you on getting some of the money back from the insurance.


Added on May 24, 2012, 10:23 pm
QUOTE(Chris Chew @ May 24 2012, 10:01 PM)
Lets pray for more commercialize then,

I am looking at Berjaya Mix Development. The location quite good dwvelopment of retail n shop.
*
SWEE!!!! biggrin.gif

This post has been edited by eerkyeerk: May 24 2012, 10:23 PM
eerkyeerk
post May 28 2012, 11:05 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
guys, I think someone asked this before but just wanna confirm. Any issue if we are to cancel the OL after we have signed it?


Added on May 28, 2012, 11:09 pm
QUOTE(tmc @ May 28 2012, 11:05 PM)
I would be able to accept this explanation if I don't read LYN forum. But the forum tells me others who applied the loans later than me, and got the loan approved within 3-4 working days.
*
I think what the bankers do is to focus on those who have higher chance to get the loan approved with the highest loan margin, so that they can secure their sales 1st. doh.gif Mine same case as urs, applied afew weeks ago and no news from the banker. Called up numerous time to followup and finally informed that the quota burst and the bank has just increased the quota, blablabla..and will try to rush for approval after the increase of the loan limit.

This post has been edited by eerkyeerk: May 28 2012, 11:09 PM
eerkyeerk
post May 28 2012, 11:19 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
QUOTE(twincharger07 @ May 28 2012, 11:12 PM)
its better to consult individual consultant.. preferably cancel before their lawyer start processing those document.. some might charge abit of admin fee since they adi started with documentation preparation, this is what i was told by KFH..
*
Thanks twincharger07, will check with the banker thumbup.gif


Added on May 28, 2012, 11:21 pm
QUOTE(Chris Chew @ May 27 2012, 08:54 PM)
There is no Black and White ... It won't show in the S&P as well, or else, if this show, Maybank will revise your loan to 90% of AFTER discounted price.

Since D/P is 3% and remaining 7% suppose to pay upon signing S&P, the project with 7% discount means, you don't have to pay anything during S&P signing ....

No worry about it bro ...


Added on May 27, 2012, 8:55 pm
Developer said, tentatively July 2012 ... I think should be August 2012 by then ....
*
Chris bro, latest news from developer on the signing of S&P? Last heard end June or early July shakehead.gif

This post has been edited by eerkyeerk: May 28 2012, 11:21 PM
eerkyeerk
post Jun 1 2012, 09:56 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
QUOTE(ronn77 @ Jun 1 2012, 05:19 PM)
No worry bro..just that replying to another bro that he alert us to keep cash if comes to worse. In that event, not only KR2 but it will affect all. Anyway have faith in what we buy and KR2 will be a good investment or else we wont be putting our money into it out from hundred of new launching right?  smile.gif
*
rclxms.gif rclxms.gif thumbup.gif thumbup.gif
For investment or for own stay, lets hope KR2 ends well, and KR1 would be an indicator on how good KR2 will be
eerkyeerk
post Jun 10 2012, 01:37 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
QUOTE(MaiGehGeh @ Jun 9 2012, 11:33 PM)
25k including of 3 yrs free moet champagne ?
*
rclxm9.gif thumbup.gif one year pun sudah cukup!


eerkyeerk
post Jun 15 2012, 10:34 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
Guys, got a call from the developer saying that their lawyer have received the OF from the bank and that the signing of SPA by mid of July. Anyone got the same call?
eerkyeerk
post Jun 15 2012, 11:02 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
QUOTE(Chris Chew @ Jun 15 2012, 10:39 PM)
I thought in early few posts, I had told you guys KR2 buyers will tentatively sign S&P earliest , hmm, early July ?

rclxms.gif
*
Cool, was not aware of it. Its been awhile since reading the posting in this forum. Bz with work and trying to stay fit with badminton. Thanks for the update!!


Added on June 15, 2012, 11:03 pm
QUOTE(MaiGehGeh @ Jun 15 2012, 10:52 PM)
Congrat all the KR2 buyers!!!

Aside from this, pls becareful of jooekh bro the cheongster!!! smile.gif
*
Very well noted on the advise!! haha

This post has been edited by eerkyeerk: Jun 15 2012, 11:03 PM
eerkyeerk
post Jul 15 2012, 10:18 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
QUOTE(Xccess @ Jul 12 2012, 05:35 PM)
I just rang up KR2 SA, she told me they were informed from lawyer that signing of S&P will take place this month. We just have to wait for lawyer to call us up. cool2.gif
*
Hey Xccess, they did mention any specific date?
eerkyeerk
post Jul 16 2012, 10:49 PM

Getting Started
**
Junior Member
50 posts

Joined: Nov 2011
QUOTE(ronn77 @ Jul 16 2012, 02:40 PM)
Yea, refinance for better rates + higher market value too  thumbup.gif
*
yeah, if those lucky fella whose company provide housing loan benefit; interest subsidy, even better..can save afew hundred ringgit..

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0525sec    0.72    7 queries    GZIP Disabled
Time is now: 13th December 2025 - 02:11 PM