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Credit Cards Ways to CANCEL your credit card, Updated since 30/07/12
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rastakilla
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 Nov 7 2013, 10:31 PM
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Getting Started
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Guys,
Since this is a thread for CC cnacellation, i Hope someone could shed some light over my concern over here. Can we get some rebate/discount if we pay of credit card in full amount from the bank? I am not really sure about this but i have heard that there are some banks which gives you some rebate if you pay a lump sum. Have anyone experience this? I am trying to settle my BSN card but they keep insisting that i need to pay them in full, let say the amount is RM12 433. I am sure they should be able to give me some discount right? If anyone have done this or have any better suggestion on how to approach to get the discount , plz let me knw. I appreciate your help.
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rastakilla
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Nov 8 2013, 02:04 AM
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Getting Started
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QUOTE(victorywp @ Nov 7 2013, 11:58 PM) 1) what your question has to do with cc cancellation? I mean pay lump sum to the balance and cancel the card. 2) if you settle your loan earlier in full, you may save on some interest. but if you settle your cc amount in full, that is what you must. and if you fail to do so, you will be charged with late payment charges as well as interest. Yes, correct. Just checking whether is possible for a reduction or not. |
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rastakilla
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Nov 8 2013, 02:13 AM
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Getting Started
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QUOTE(vincentxiang @ Nov 8 2013, 02:09 AM) IMO, the rumor you hear should be the case that person who declared bankruptcy and seek for AKPK assistance to be facilitator deal with bank for debt the person owe. Meanwhile, if you look at the T&C that has stated that it is your responsible to pay additional charge (interest incurred) on the outstanding balance you did not pay in full for every monthly statement. I see , thanks for your advice Vincent. |
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rastakilla
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Jan 5 2014, 01:34 AM
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Getting Started
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QUOTE(CrazyGrandpa @ Jan 4 2014, 11:16 PM) any one know if the credit card is not activated , will CCRIS has the record for that inactive card ? I have a standard chartered credit card not yet activated since I got it . pergi bank negara dan check! |
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rastakilla
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Jan 21 2014, 04:56 PM
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Getting Started
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HI folks,
Can anyone advice how to cancel the extra chargers made by the merchant accidentally even it showed transaction error? I have called the merchant and ask them to cancel the chargers as i already paid cash but it seems to be taking hell lot of time. They need to get their bank to contact my CC bank and revert the money, have anyone else faced this problem and could advice what you did to expedite it? thanks
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rastakilla
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Feb 4 2014, 03:24 PM
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Getting Started
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QUOTE(sj0217 @ Feb 4 2014, 02:16 PM) Ya this is really frustration to be calling their CS, the staff always engaged and no one will be handle the call, I have encounter as well... So annoying when need to make a call to them... Don't know what is the exactly number to be call... In the end just endup the call after long waiting.  After that, just walking in branch and check...  shoot an email to the CEO and make them aware |
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