hi, just wanna ask, if bank calls up and ask if interested to signup for their credit card, and unfortunately said yes, is it considered as a proper Credit Card application? My wife received the credit card already, but not activated. It is not her intention to get the card though. Is it possible to cancel it? Not long after receiving the credit card, the bill of RM50 reached. How to cancel it and not paying that RM 50? It is from CIMB.